Please don't every borrow from this company. I unfortunately was in a little bit of a financial crisis where I found these on the internet and borrowed 100 from them twice. Once with my account and once with our joint account. The loan was only suppose to be for exactly 5 days, just until we got paid again. Well that seems to be forever ago. I ended up closing my account back in December and just two days ago they managed to get into my new account and take 560 from me. Thank god I deal with a great bank and the reversed all the money and closed the bank account again and gave me a new access card. I am still having problems with them taking random amounts from our joint account. The bank is great they are returning the payments but I have tried to call these people and send numerous emails. I have left nasty messages on their phone and still no-one returns my phone calls. Their website needs to be deleted from the internet so no one else will have this problem.