I was told a grant package would be shipped if I paid $3.95 for shipping. I agreed and gave my credit card number. I never received any information but discovered that they charged me for the $3.95 and in addition an additional charge of $59.96. This was duplicated the next month. I called for cancelation and a call center in India responded that they would not refund any charges over 7 days old. I am currently trying to get this refunded through Visa customer service. Beware of this fraudulent company.