Purchased extended warranty on lawn-boy mower at Gillums service and repair in Ashland, Ky at the time of purchase. Mower approximately 4 years old and serviced annually primarily by myself:. I have several hills on property and mower sputtered periodically cutting them.. The last time I used the mower going up a hill it started spewing oil and smoking then locked up?. Checked oil prior to starting as always but Fail Safe Protection said that is was caused by low oil conditions'. The low oil condition started when the engine failed not because of neglect?. Contract states that does not cover repair when low oil conditions exist;. The extended warranty was only $39 and the repair was $396 to me that was the reason it was not covered/. Will not ever purchase a product again from that dealer, their protection plan or a lawn boy mower.