On december 23 my home was vanalized 25, 000 worth of damage. I've had my insurance with Farm Bureau since 1991 paid in over 100, 000 in premiums and this was my first claim. Because we were doing some remodling and all our furniture wasn't in every room they denied the claim since the criminals might have thought we weren't living there. Basically a loop hole in the policy not to pay for the damage to my home the very reason I pay insurance premiums. Run from farm bureau as fast as you can!!!

My elderly parents (age 83 and 84) have been with FarmBureau insurance for almost 15 years. They have been basically claim free on both their home and car until this past year. A claim was file on the vehicle for a damaged side mirror that was replaced and several months ago, their front door was kicked in, and the door had to be replaced.

They received a letter indicating their insurance would not be renewed because of too many claims. I was completing taken back since they have been loyal customers for years. I assume the only thing Farm Bureau wants is your insurance premiums with no claims. I called the agent Clesste Bunde in Omaha, NE to discuss the matter, and she did not return my call. So much for service.

Recommendation, STAY AWAY FROM FARM BUREAU INSURANCE.

My wife and I were rearended at a stop light on July 5th, 2008 in Monroe N.C.The guy who caused the accident slammed into the car behind me at a high rate of speed causing my wifes cell phone to fly out of her hand and hit our back glass .We both suffered personal injuries as well as damages to our car.A few days following this accident I carried my car to Arnold Palmer Cadillac on Independence Blvd. to have it repaired.It took nearly a week to get an adjuster to come and even look at the car before he determined on his own that repairing my air conditioner was not warranted under his assumption that it was not accident related.My wife and I both have C.O.P.D. which is lung disease and affects our ability to breathe without air when traveling.When our car was struck it was 93 degrees outside and we would certainly been at home if our car wasn't equipped with a working air conditioning system.We are still haggling and the adjuster continues to bicker about the repairs.We were awakened only yesterday morning by Marty Nobels who is the assigned adjuster informing us that he was cancelling the use of the loaner car acquired from Enterprise Rentals at the dealership.I am beginning to believe that Farm Bureau is nothing more than a group of individuals who make their living putting the screws to innocent victims.It appears that if my vehicle gets repaired, it will be me that has to absorb the loss and pay the cost.