My wife was served on 2/10/11 for Capital One Bank (USA) N.A.
I the Husband called to try and settle the claim and they turned me down
saying my wife had to call and set everything up. She called and set up a PAYMENT PLAN
with them and told them i would (husband) would call in the first payment on 3/11/10 they said
it would stop all judgements, and court dates. I called and made a payment over the phone
on 3/11/11 as we said. That night when i got home from work there was a letter for my wife from
Farrell &Seldin saying that my wife didn't show up to court and comply, so they put a Judgement
against her and upped the fee another $450.00. She was told to pay 85.00 by the 11th of every month. we kept
up on are end. the money came out of my own personal acct.. any help would be great thanks [email protected]

I had an account with Capital One which was charged --off in may of last year. On December 29 2008 I was hand delivered by an unidentified man a "summons" . I had no idea what he was even handing me, I think he called it paperwork, but I am not sure if he said anything at all besides that I didn't have to go to court to just call the number. I tried calling the number the next day and all it did was ring. I believe that the summons is fake. It says that they WILL apply to the court. There is no seal from the courts and all court signatures are stamped. There is even another stamp stamped through the stamped endorsement of the clerk district court. There are other stampings in the document that are just randomly stamped. There is no court date on the summons, and Farrell & Seldin are claiming to be representing Capital One. How can they be representing Capital One when the debt was charged off. Aren"t they just trying to get free money that is not even theirs to claim? I feel that the documents are not really from the court and that is a form of intimidation to scare me to pay them. But I do not owe Farrell & Seldin a thing.