Fidelity National Home Warranty
Fidelity National Home Warranty Reviews
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FNHW_Customer
October 18, 2010
BAD SERVICE
DON"T EVER BUY A HOME WARRANTY FROM FIDELITY NATIONAL HOME WARRANTY. BAD SERVICE EVER AND TRYING TO REFUSED SERVICE BY MAKING UP SO MANY EXCUSES. I WILL NEVER IN LIFE RENEW WITH THEM. THEY WILL MAKE YOUR LIFE MISERABLE WHEN YOU CALL THEM FOR SERVICE.
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marysmithaz@sahuarita
February 9, 2010
Insurance Fruad
I purchased the Home Warranty Insurance Program from Fidelity National Home Warranty and they are a rip off. I pay an additional premium to cover my pool and spa. My insurance coverages states it covers the pumps of the spa. The company sends out a repair company who doesn't know anything about spas, he tells Fidelity that the part is inacessible. My claim is denied based on this. I call the company back and tell them I can move the spa because it is an above ground spa and it can be moved, then they tell me that it is because they don't cover the jets of a spa, which is true, but I tell them it is not a jet it is the pump. I hire a contractor to come out who knows what they are talking about and they confirm in writing that it is the pump not the jet. So I mail a letter stating that I want my claim reopened and that this part should be covered. I get another phone call back stating that they spoke to my contractor and that they confirmed that it was the jet and not the pump. I call back my contractor to have him fix the problem because its 7 months now and he tells me that the insurance company never called him. So I am going to take this to small claims court and I am going to make sure that every one I come into contact with knows this company is a scam and if you know of anyone I recommend you do the same thing.
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December 1, 2008
Awful experience
Fidelity Home warranty uses nice sounding words like 'A Fidelity National Home Warranty (FNHW) provides both the homebuyer and seller with 'peace of mind' when it comes to repairs and/or replacement of a home's major systems and appliances' when selling their policy. But I feel its a complete rip off.
Recently, I filed a service request when I found out, there was water under my kitchen sink. They sent a plumber, who determined the leakage was due to wearing of sealant around the faucet. My wife asked him to fix it but he refused saying Fidelity insurance will fix /replace the faucet but will not cover any failure due to wearing off of sealant or caulk. He demanded $50 service charge for coming to this conclusion. I was so surprised by his conclusion, that I called Fidelity and asked them about this. They told me to read my contract and lo and behold, their contract excludes any wear and tear due to caulking. So in essence Fidelity is telling me caulking is not part of plumbing. I can imagine if at all Fidelity replaces a faucet, the plumber they send is not going to put a water seal around the faucet.
Why does Fidelity do this ? I am sure they conducted an audit, which showed them that most of the service calls they were getting regarding plumbing was due to failure of sealants or caulking. So they decided to exclude it. What a nice way to deny a claim. On top of it, I cannot even cancel their plan as I already paid for it upfront. What a 'peace of mind' for Fidelity, they have your money.
Is it worth buying their policy just for the sake of just big appliances ? I had another bad experience last year. I had a GE Profile Stainless steel Refrigerator in my house. For some reason, the freezer could not maintain low temperature. I called Fidelity and they sent out a Sears Home technician. He came out and changed a part. Now the refrigerator started freezing everything kept in it. Even milk and food kept in it would freeze. I called Fidelity again. They sent the technician. The problem did not go away. I made nearly 6 service calls, and the technician came nearly 10 times. Every time they give you a 6 hour window and I had to take half day off from work to wait for him. I called Fidelity and asked them, why are they not simply replacing the refrigerator as they promise in their contracts. They response, they never promise, they will replace an appliance. They will think of it only when, the total cost of repairs exceeds $1000 for a $1600 refrigerator. Even after 6 service costs, the total cost was only $600.
So in essence Fidelity is telling me it never cares about its customer's convenience or 'peace of mind' as they put it in their ads. The supervisor I talked to never cared about all those half days of leave I had to take from my job and all those $50s I paid for service calls. They were only hoping I will get fed up and replace the refrigerator my self or stop calling them. Thats what I ended up doing in the end. I could not afford to buy another refrigerator but I just started buying milk for 2 days. It never brought me 'peace of mind', it only brought me a big hassle. I will dump them when I get first opportunity.
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April 13, 2008
He reasons people hate insurance
I have been a "customer" for Fidelity for about a year. It came with my house that I purchased. I first called them to inquire about the service and was told all these great things about the coverage. When it came time to call them for service, they had no problem sending out some random guy from a never heard of company and taking my 50.00 deposit. But it was clear that nothing was ever covered. We wanted a leak inspection, they sent a plumber who had no equipment whatsoever and he said that he was sent since he needs to be sent first before a leak detection company was sent. When my pipes were not working, they sent someone only to tell us he could not do anything since Fidelity did not cover services that required going on the roof.
I have other examples, but the worst part about their company is the absolute rudeness and arrogance of the staff. As soon as you get on the phone to discuss why something was not covered, there is this tone of superiority that I cannot even describe. They speak to you as though they are a service technician expert and a contract attorney paid to argue against you, when in reality, they have no idea what they are talking about. They try to speak in technical terms when really they have no training in that field...only training in sounding like they know what they are talking about.
It came to a point in the conversation where I asked, "Well, are you a plumber? Do you have any training in plumbing? Have you ever worked with a plumber? Have you read any books on plumbing?"
I am an attorney and work with hostile people all day. I have been in situations where people were going to prison for 30 years and they had a better disposition than this company. Fidelity Warranty staff is the most hostile, impolite, and arrogant staff I have ever come across in my entire life, both professionally and personally.
They tell you about all this great coverage, but the second you try and get something, it seems that their sole job, their sole reason for picking up the phone, is to tell you why you are not covered.
Bottom Line: The actual problems they cover are small and would be cheaper to fix yourself than to pay $50.00; They send people from non-reputable companies who have little interest in helping you; Their staff is arrogant and hostile. Contract at your own risk!
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