How can 5/3 charge for pending charges that have not posted to my account? My ending balance was in the positive, but because some pending charges came in and two are charges that are going to be credited to my account due to the other businesses mistake. They over charged me three times because the clerk was new and didn't know what she was doing. Those are still pending but will be credited tonight but 5/3 is going to charge me overdraft charges. Can they legally do this. The other penalties are my fault due to a check my husband forgot to inform me about, but I really feel they should waive the two transactions that are going to be credited to my account. Right? Does anyone have any input on this matter? I am really angry with that bank they are fine until you encounter a problem ... then they act like they could careless about you even if it was an error that was beyond my control. Any information would help.