DO NOT TAKE A LOAN FROM FIFTH THIRD BANK. I faithfully paid every month $321 for a car loan for 4 years & 11 months on a 5 year loan. The bank was to send a final payoff bill for the 60th payment. It didn't come and I forgot to call them (my fault there). However, one month after the due date, I receive a call from a collections agency...these thugs called my work in the AM, my home at night for 4 days..I asked for a final payoff statement from fifth third..they sent it and came on a Friday, I sent the final payment ASAP...since it was at collections already, which is an outside company, the collection co. wouldn't accept that I sent my final payment to fifth third..the guy said my car was in repo status ($6000 resale value)..if I didn't pay immediately with a credit card over the phone they were coming to get it...I told this to fifth third as I indicatd the check is enroute based on their letter, with no HELP!!...big big run around between fifth third and this collections company...I final received my check back, due to being threatned and paying the final bill via credit card...customer serivce was clueless, never speaking to the same person twice..lots of my time wasted trying to get it straightened out..now I have to followup with the credit bureau...FIFTH THIRD has no due process, therefore unAmerican!! and no mercy!!

I am so tired of being ripped off by fifth third bank!!!

I used my card twice on 9/5 and had over 400 left in my account. On monday the 8th a check for 700 came in on the same day i wrote it after close out and over drew me. I immediately put cash in the next day to cover the check and 1 over draft. well the check was resubmitted the same day of my CASH deposit and it was send back AGAIN because they moved the two items up from 9/5th to 9/8th so they could get three overdraft fees in the amount of 111.00 which made me short on covering the check, I am a business person and was Totally embarrassed by what they did, There is not one thing right about what they do and in the past two years it has cost me over 1000.

They prey on low income people so they can rob from us to give to the poor and I'm damned tired of it. I want to start a grassroots advocacy group to STOP what big business is doing to people who are low income. It is time to start speaking out about how this country is ran by corporate business who don't give a shit about humanity.

Sick and tired of getting computer messages and then nitwits harassing me when my loan is not even late. Within 3 days of the grace period I have been harassed constantly that I paid the loan off and told them to shove it. Harass customers that are LATE or missing payments... I have NEVER been late and have to put up with this BS... NO MORE... FIRST THIRD BANK STINKS!!!

On ALL my taped recordings I constantly tell the caller how disruptive they are and I'll never bank there again. IF you want a CAR loan DISREGARD this group of NIT WITS...

Fifth third bank is a completely unethical organization in the banking industry. They only post $100 of a person's deposit for 3 days no matter how long they have been banking with them or if they have a 100, 000 dollars on deposit with them. They post date deposits and also charge fees for 'pre-authorizations' that have not even posted to a customer's account. They are disgusting in terms of their predatory fee practices. I imagine most of their profit is derived from this. The 'pre-authorization' debit overdraft charge practice was actually almost outlawed in 2005 and Fifth Third is one of very few banks that pull this crap on their customers. Do not ever use this bank for anything... You will regret it deeply. They are a bunch of scumbags who specialize on charging as many fees as they can even when a customer has plenty of money in their account. Oh and if you happen to have some unauthorized charges on your account watch out. They will take 15 or more business days to investigate and in the mean time rake up as many fees as they think they can stick you with. Scumbags.

I can not even believe my present situation.

I loved First Charter. In 6 years, it was financial bliss and nothing ever bounced or caused issues. The service was always fantastic, and I could NOT complain. In fact, I bragged ALL THE TIME. Then we get a letter that they have been purchased by this so called "bank."

Everything seemed fine until our funds were a little low. That's when the anguish began.

They bounced my rent check (first time in 3 years of renting) BECAUSE their policy is to process DEBITS first, deposits second! A deposit well over the amount was made MINUTES LATER. How is this fair? They rejected the check then proceeded to charge me $132 in NSF fees. I went to the bank branch (crying may I add) and demanded an explanation. They could not even tell me how any of it made sense, so they refunded me $99 of my money. I then had to take a certified check to my rental company tacked on with $80 in fees.

After that, I was paranoid. On Wednesday the online account was positive. The next day it was negative $138 due to overdraft fees DERIVED FROM A PENDING TRANSACTION. But because of how they process, again I was charged $165 in fees. I had my mom bail me out and deposit $180. She is 62 years old and should not be dealing with my stress. The teller told her since it was 11am, and cash, it would post immediately. So we pull up my account online and it's positive $43. A sigh of relief because THIS BANK CHARGES YOU $6 PER DAY YOU ARE NEGATIVE. Not so. They processed it the next day but it was EATEN UP WITH FEES by that point. So it was negative 88 dollars and now I owe my mom 180 on top of that.

I go to the local branch hysterically crying and no one can help me. They said because they credited me $99 back last week, that was all they could do. So I closed my savings and 2nd checking account on the spot. If our checks weren't being deposited in 5 days, You can BET I would have closed it RIGHT THEN.
So Thursday, mom deposits $100 to fix the account- AGAIN BEFORE 2PM. The account was positive.

This morning, we're negative $28. Why? A pending transaction from 12pm Wednesday (Today is Saturday) that has sat for days.There was MONEY IN THE ACCOUNT TO PAY FOR THIS. But AGAIN... they processed my debits first and obviously mom's deposit did NOTHING again.

I have been on the phone with this so called bank and what an unsympathetic group. I begged for someone in a suit with some clout, she said they didn't have access to that person. Basically their attitude was S.O.L. I couldn't believe it.

So now we're in the hole $26- and this group of idiots have cost us somewhere around $450 - not to mention I took 2 days off from work to open a new account with a bank. I have never been treated so unfairly in my life, and I have already left voice mails with a few consumer protection lawyers. This bank has ONLY been here in NC since June 9th.
My statement makes absolutely no sense and I'm not taking this lying down. If you LIKE to have money, You had BETTER NOT BANK HERE.