I BOUGHT SOME MERCHANTISE ABOUT 2YS AGO AND ITEM THAT WAS ON SELL. HERE IS IT ALMOST 2 YRS LATER I HAVE GOTTEN THE BALANCE ALMOST DOWN AND NOW MY BALANCE HAS DOUBLED. ACCORDING TO THE FINANCE DEPT. THE ITEM THAT I BOUGHT WAS A PROMTIONAL ITEM AND I HAD SO MANY MONTHS TO PAY IT OFF BEFORE BEING PENALTIZE. THE SELLS PERSON DIDNT TELL ME THAT IF SHE HAD I WOULDNT HAD AGREED BECAUSE I KNEW I WAS NOT GOING TO BE ABLE TO PAY THE BALANCE BEFORE THEN. NOW THEY HAD ADDED THE REMAINING BALANCE FROM THE SELL ITEM TO MY ACCT.