Fireside Bank
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Category: Business & Finances
Contact Information 5050 Hopyard Rd, Pleasanton, California, United States
Phone number: 800.825.1862
firesidebank.com
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Fireside Bank Reviews
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PollyMN
June 27, 2011
DO NOT work with fireside!
Fireside Bank is extremely rude. All the way down the down, from the customer service representatives, to their managers. You call yourselves customer service? I personally work for a company in MN doing customer service, if I EVER talked to a customer the way they talk to me, I would be fired on the spot. I received a car loan from them back in 2007, and every time I call them to arrange payment they are extremely rude. I've even gone as far as dealing with one specific rep by the name of Chris. I set up payment arrangements with him for a specific date, and had to call him back a week later to change the date, only he would answer the phone and say he had to call me back. I did this 3 times with him when I realized he was doing this on purpose. A year down the road, I make a payment on my account to get it up to a current balance, and the next day they repossess my car. I call them to find out what is going on, and they are nothing but rude to me. They tell me they cannot see that I've made payment and to fax them a statement of my bank account to prove it. I asked for a manger, they proceeded to put me on hold, only to come back on to tell me I would have to leave them a voicemail. I said I wasn't going to leave a voicemail, that I would hold, and she said "I just told you she's not available, so you will be waiting for a long time." Is this how you speak to your customers if you are a customer service representative? I call back the following Monday and they tell me they haven't received the paperwork yet from the repo place, but they did in fact receive my payment and it was posted to my account the prior week (when it should have been posted-same day they repossessed my car.) I ask why I'm having to pay a repossession fee when it was their error and I was transferred to a rep by the name of "JC" or "john/lon" Right off the bat he says "I've already heard from everyone else that you've been calling us all day, and I don't know what you want me to tell you." After explaining my situation he says "Well I don't know what your process of thinking is or why you're not understanding.." and I was completely appalled by the comment and asked him if he thought I was stupid. I told him his story was contradicting and he's telling me 2 different things, and he said "Hellloooooo, duhhhhh!" At that point I was so fed up I asked to be transferred to the repossessions department and he said "Gladly, I will gladly transfer you to the repossessions deparment!" I cannot believe you let your customer service representatives treat your customers this way. Even the managers act this way, and it wouldn't surprise me if the owner of the company acted this way as well. Point blank, don't EVER go with fireside for a car loan. I don't believe they are approving car loans for anyone at this point in time anyway, but if you currently have a car loan with them, I HIGHLY suggest you talk to your bank to see if the loan can be transferred. I have nothing but awful, awful things to say about how they run their business and how they treat their customers, and if you do your research online, it's pretty obvious that this is across the board with this company. Beware of this company!
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tootired of being takin advantage of
January 16, 2011
Rude reps - Maria in particular
Wow! There is an endless supply of people with bad experiences with this bank. I too have had bad experiences with them. They kept calling my job, even though I notified them in writing to stop calling 15 times a day. Luckily I have a direct line. But anyone else could have easily gotten fired over this. And then there is a-hole Maria, who doesn't know her head from her ass. She's a jerk, even when I was MAKING THE PAYMENT with her. I felt like telling her, "do you want your f*ckin commission or not, b**ch!" -- But we can all take solace in knowing that these guys are out of business!!! Check out their "about us" page. They stopped taking new business effective 3-24-2009. GOOD! They were no good at their jobs, and now soon they won't have one. I am pleased to know that Maria will soon be looking for work, if she hasn't already! Hopefully she will learn tact, and professionalism in her new position. Someday she will be treated exactly how she treats others.
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Louis
October 13, 2010
Do not EVER get a loan from them
I have requested 3 payment history reports. We were late on a few payments due to losing my job, now we were catching up. We paided 2 payments in August, 3 in september.. which should have caught us up plus paid the next one in advance. A week later I get a phone call stating I am 2 payments behind n how do I want to handle this. I paid another payment via money order over the phone. Fireside says they have no record of it, im still 2 payments behind. Im not.. I had requested a payment history back in August to to keep on track. Its now October, I have sent 2 other request via email to a supervisor. Each time she tells me its sent out. I have yet to recieve one. They are rude, threatening liars. Do not EVER get a loan from them..
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Lalola
March 27, 2010
Harassment
I recently relocated to another city, had a job all set up. However after I moved in the job fell-through. Now I'm 2 months behind on my car loan with Fireside. I don't have any money coming in and since I quit my previous job I can not collect unemployment. I have borrowed some money to pay my loans even though I don't have any money for food, gas or car insurance, but that's not there problem they say!
I have heard that other loan company's will freeze your loan for at least 2 months until you get a job. I'm doing the best I can but I get numerous harassment calls every 10-15 minutes from there agents and most all of them are very rude, inconsiderate and extremely negative. I have refused to talk with the ones that are rude.
I don't understand why someone has to be so rude or negative on the phone. They don't know me or the type of person I am. But these people that are harassing with there calls must have some really deep issues in their lives to want to cause harm or stress to another.
I have never been more then a week late prior to this last episode of me not working...Avoid Fireside Bank at all costs! Nobody needs to be treated like a piece of dog poop! This is the worst company for a car loan!!!
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BankersStink
December 4, 2009
Reposession
I am writing about the traumatizing experience my family had from the repo man from LA Walker Repossession Company, who came to our home last night. First, Fireside Bank would not work with me on any kind of payment arrangements; I could not catch up so I knew they were coming to repossess the vehicle.
I had the vehicle parked right here in our complex for ease of recapture, there was no need for him to do what he did. At about 12:30 after midnight last night, the repo man banged on our front door like he was trying to beat it down, very scary and intimidating. When that did not work because we were sleeping, he proceeded to bang on all of the household's windows, also very loud and scary. He awoke my teen daughter age 17 and my son age 18, and he traumatized them to the point where they could not go back to sleep the entire night and missed school today because of the lack of sleep and the stress of the situation. Let’s send a message that these evil practices will not be tolerated.
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MissJess2009
November 25, 2009
Harrassment/Incorrect Billing
We have been devoted customers by paying for my husbands car through a loan with Fireside Bank. In Feruary my husband was part of the lay offs. We fell behind on 2 payments and quickly paid. We even spoke to a manager who said we were good until Novmeber 25th 2009. We received numerous calls that is we didn't pay today (11/25/09)that they would take the car. If I knew what I'd be dealing with I NEVER would have agreed to sign with such an AWFUL company who ridicules their clients on EVERY phone call. I have never dealt with such RUDE and Uncompassionate people. I feel so ashamed that these people are the in the same race (human) as I am. I can't believe that in this time when not a whole lot of people can afford to may their payments that this bank won't even accept our money not one day past the due date. What good does it do for their business to be this way? Why would anyone turn down money late or not! This bank needs to be taken out of business and I can't wait until that happens..they will screw with the wrong person and then karma will take care of their inhuman behavior towards hardworking Americans trying to get by.
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frietze
September 24, 2009
third party disclosure
I was late on my payment and the collectors called my refference and advised her i had until 5pm to call him back. if no call back then they were coming to pick up my truck.
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Dye
August 26, 2009
Rude Customer Service
BE very careful about buying a car and your loan being sold to Fireside Bank.
If you do no have very good credit (due to divorce or what ever), you can still get a car loan at a higher rate, but be careful that they don't sell it to Fireside Bank in City of Industry. There is a current class action suit about this company that you can read about yourself regarding similar issues list here.
This Bank uses methods to harass you even if you are a day late. When you are late, they call you and ask for your address and phone number and any other info just to make it inconvenient and painful as possible. You tell them that you are going to send out a payment the next Friday. So they call you the next day asking again your personal information and ask why is it late and that you are to pay them on the 15th in a threatening tone and continue to ask over and over why is it late. You try to explain your situation and they say they don't care. Basically harassing you every day until they receive this payment. They won't let you get off the phone. If you hang up they call again or try to cal l your work. My wife was so irritated by them that she now refuses to deal with them at all. She turned her phone off and told the front office not to take their calls at work. They got on the phone with the front office and was rude them as well, demanding the must speak to my wife and this was for being 5 days late.
They call me and we both got into a swearing match over the phone where they were not going to let me off until I felt that my privacy was thoroughly violated. Each day you are late they get a more threatening rude person on the phone. Times are hard and the fact we are getting our payment to them each month even if we are 10 days late, they should not complain. It turns out the car we bought was a used car that was a lemon. The transmission kept breaking, the front end must of been in a wreck and the used car dealer never told us any of this.
But we are paying it off - but in either case the bank does not need to harass us this causes violence to occur in our society. So don't bank with this bank.
David
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salemgirl
August 5, 2009
Disorganized and Rude
Over a year ago I purchased a 2003 Satun Vue and had it financed through Fireside as they were the only bank willing to finance a 22 year old with no credit. After accepting their insanely high interest rate I made my payments on-time and in full for a whole year, offten adding another couple hundered in when I could afford to in order to pay the loan down a little. After being laid-off from work in January I called to inform them of the change and to explain that my payment would be late but they would get it. January and February went by with late, but full payments. In March, a week before my payment was due the phone calls for payments started. I now get at least 6 calls a day (every day) from various agents asking, no really it's more demanding, that I make a payment. Since I am unemployed still my bills are paid as soon as I have the money. For about 2 months I got the same agent with every call and they were understanding and let me make small payments of whatever I could in order to keep current, infact I even got a little ahead so she stopped calling, then around payment time several new agents started calling and harrasing. One even told me that they didn't care that I had no job, I shouldn't have lost it in the first place and that if I didn't pay with-in 24 hours my car would be gone. I had to borrow the money from my mom just to get this guy off my ass. I was also very embarrased by his comment about my job situation, he just assumed I was doing nothing and that I had done something to lose my job when I in-fact had no controll over it like many other people. I spoke to his mannager about this and recieved a flippant response and yet another request for a payment.
It also seems to do no good to arange a payment with them, I have had them hold my account information until a specific date for payment but never-the-less I still get multiple daily calls.
As soon as I am able I am going to refinance with another bank, I don't care if they double my rate, nothing can be as bad as Fireside's abhorent customer service.
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007UZER
July 28, 2009
REPO
THIS BANK IS JUST WRONG... I PURCHASED A VEHICLE APPROXIMATELY 1 YEAR AGO, WHICH JUST HAPPENDED TO BE RECENTLY REPO'D. I ADMITT I MISSED A PAYMENT, HOWEVER THE FOLLOWING MONTH I DOUBLED THE PAYMENT I SENT TO TAKE CARE OF THE BALANCE. I AGAIN MISSED A MONTH AND AGAIN DOUBLED THE NEXT PAYMENT TO TAKE CARE OF THE DEBT. ONCE AGAIN MISSED ONE, HOWEVER DOUBLED THE NEXT TO BRING THE BALANCE CURRENT...
WITHOUT ANY NOTICE, I ANSWERED THE DOOR AFTER A "KNOCK, " JUST TO SEE THE VEHICLE ON A TOW TRUCK AND TO BE HANDED A BILL IF I WERE TO WANT THE VEHICLE BACK, AND OF COARSE THE ADDITIONAL 1, 000.00 BILL FOR THE TOW... AFTER CALLING THE BANK AND ADVISING THAT I HAD DOUBLED THE PAYMENT TO MAKE THE MATTER CURRENT, I WAS ADVSIED THAT "IT DOESNT WORK THAT WAY." SO HERE WE ARE TODAY WITH THE NEVER ENDING HARASSING CALLS TO WORK, MY HOME, ETC... WITH A SUCH A NICE GUY THREATENING TO "TAKE YOU TO COURT ON THIS MATTER..."
BE CAREFULL WHO YOU GET YOUR LOAN THROUGH...
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