I had a bank account with Irwin Union Bank. In 2009, the First Financial Bank headquarted in Cincinnati Ohio bought them. First Financial Bank then closed all branches in the Pacific Time Zone, but in summer 2009 they promised that my account with them would be under all the exact same terms and everything as with Irwin Union Bank. Then on April 9, 2010 without warning I got a letter from them saying they had stolen and drained my entire bank account and closed the account. They simply invented a ficticious "service fee" which was never in any terms or anything I was notified of or agreed to, and that fee was specifically tailored to match the exact balance in my account and completely steal everything in there, bringing the exact balance down to zero balance of zero just so they could steal all my money. I suspect they have done this to other people as well. I contacted their bank and got a man who laughed loudly at me through the entire conversation and specifically said that their bank can do whatever they want without informing me or getting my consent to agree to it. I called the Cincinnati Ohio police department at 513-352-2960 who said that by law, banks can do whatever they want, steal everyone's money and are completely above the law.

This is a moral outrage and unconscionable. The people at First Financial Bank need to be put in jail.