First Gulf Bank
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Category: Business & Finances
Contact Information
United Arab Emirates
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First Gulf Bank Reviews
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Ketan Gala
April 20, 2011
Erroneous charges on credit card
I was issued Credit Card by FGB. DEspite not opting for Accident Insurance and Credit Shield in their form, they forced in first statement. The statement was never sent to me. In the next statement they put late payment charge and another billing for Accident Insurance and Credit Shield. When I call up and disputed ont eh charges put up without my concurrence, they put the onus on me, with an excuse that if I do not receive statament of account, I should have called up customer service and compalined about it. Is this the way bank wnts to make money - which I will call it an illigitimate way of earning!! Is there anyway wrongful practices of these banks can be taken up with any regulatory authority?
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radiosmith
April 10, 2011
First Gulf Bank Loan
Hello All,
Having delayed payments myself because of my current financial crisis, I have been receiving threatening calls from the FGB collection department. These threatening calls include that they will send the police/cid in my workplace. Go to our HR and make a big problem for me and assures me that I'd lose my job etc...etc.. You know the standard hardball tactics they use to strike fear to you. I have missed three installments ..but been trying to catch up with my payments.
But my question here is did anybody actually got jailed for having missed three installments????
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taraz
February 23, 2011
Credit Card
HI !! can anyone suggest me how to make easy payment plan for FIRST GULF BANK Credit Cards. I ve two credit card from first gulf Bank i wanted to close both and start with easy payment plan as i cudnt pay couple of installment and they are callling me and sending me text that really started ruining my life..i went o the Bank they told me they cant do from the Branch then they gave me some numbers to call and sort it out nobody bothers to answer the call..i m in real bad situation rt now..please advice..tx and god bless
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Phem
October 4, 2010
UNHUMAN - WISH FOR THEIR BANKCRUPTCY
I really feel sorry for having FIRST GULF BANK as my credit card. It was really a big mistake of my life, because the way the Colletors treat their customers is very unhuman.
I just missed two payments because of my vacation and unexpected pregnancy. Since then, the Collectors always going to my workplace and making scandals. Every week they are sending fax to our HR. I beg them to wait since I came from big expenses but they didn’t listen. THEY ARE VERY UNHUMAN… they even calling me even from morning till evening, even my families in our country.
MR. ANKIT, one bullshit guy from collection department call me an ASSHOLE and threatened me that he will make my life miserable if I didn’t pay. He call also my family and told them that I was in big trouble here in UAE and asked them to send money for me.
Is it allowed for them to do that? Please I need legal advise. I really want to sue and curse FGB.
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Mathew CJ
August 8, 2009
Annual Fee
Last year a sales person from FGB came to me for selling CC. He told that the card is absolutelly free and I took the card. This year in the last CC statement a sum of AED 250/-came as the annual fee. I enquired/ complaint agaist this and they are telling the Annual fee is applicable. PLS advice.
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livid_in_dxb
May 10, 2009
Credit Limit Decrease
To make a long story short, I one day found out that my credit card account had gone down to just about -8000 (that's NEGATIVE EIGHT THOUSAND). My credit limit had apparently been reduced.
The reason? I wouldn't know-- because I was never informed.
To make matters worse, the bank had been asking me to pay the minimum amount due, calculated against the total outstanding balance which had accrued finance charges.
It's like all of a sudden the bank decides to cut off my purchasing ability and make me pay the outstanding amount off.
If that was the way I would've wanted it to be, I SHOULD HAVE GOTTEN A PERSONAL LOAN INSTEAD!
Have you ever heard of a credit card which you cannot use for credit? The card now is completely USELESS.
I understand there's a recession and all, (AND THIS BANK IS PROBABLY GOING BANKRUPT..oh haha, funny!) but this is just INSANE.
I'm sure somewhere within the annals of this country's law books, this can be characterized as illegal.
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