I had an account with first merit for years. I recently made a mistake with my account and it was overdrawn. I had written a check and there wasn't enough money to cover it so, instead of paying it and charging me, they returned the check unpaid and charged me anyways! I am outraged. A couple of weeks before this, they had screwed me out of $150, because their employees don't have the slightest idea what in the hell they are doing or saying. First Merit are a bunch of CROOKS and they will STEEL all of your money. There is a fee for everything and you will get screwed. Don't say I didn't warn you.