First National Bank

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1 stars
(112)
Category: Business & Finances

Contact Information
South Africa

fnb.co.za

First National Bank Reviews

Mascove October 4, 2010
Use your energy better than to have adamant agents harassing innocent people
I have fixed arrangements with FNB Homeloans and am within R1 500 of paying back my arrears. I have kept to my end of the bargain to the T but am still harassed by their ‘Agents’ (Sannie Home Bond 007, 5 license to irritate). The worst thing is that these agents phone at times when one wants to sit back and relax and not be harassed by people who are controlled by a ‘system’ and do not have the training to confirm on the system that the client is indeed not defaulting. All this after having a judgement by the same kind people revoked because they went ahead with court action while I was keeping to my end of the bargain! Nice! FNB, please use your energy better than to have adamant agents harassing innocent people to the point where one loose it and swears at the poor kid who tries to intimidate you and do not want to understand any reason!
Sirtemare October 1, 2010
Nothing, but problems
I complained about my bank charges debit order on the 9th of July 2009 and was called back and told that my debit order for the bank charges would be changed from the 20th of the month to the 28th of the month, when it comes of on the 20th it puts my bank account into negative, but not only that i had R300 paid into my account yesterday for my child's nappies and the bank charges took R84 off of that amount. Now i don't have enough to buy my child's nappies.

First of all when i started using FNB i was under the impression that the fees where R66 a month as was advertised, now i'm paying R84 a month only 2-3 months after moving to FNB, this is not cheap. I used less bank fees with ABSA bank. I am not happy and i'm contemplating leaving FNB if this bad service continues.

Also your SMS system seems to be not working properly either, i only receive SMS's the next day when things are paid into my account and taken off my account.
Sherloc September 30, 2010
No response in over a month
As a FNB Platinum account holder I applied for a FNB Platinum Credit Card on 8 September 2009.The call centre informed me my application was declined.I investigated the matter and found a fraudulent credit card was issued by another bank and furnished FNB with proof of the matter on 14 September 2009. It's already 19 October 2009 and I haven't had any feedback from them yet.I never had this problem with ABSA and will gladly move my accounts back to them if this is how FNB deals with clients - especially Platinum accounts.
Dremaer September 29, 2010
Don't use FNB for home loans
I thought after switching over to FNB, banking will be fairly straight forward, however the homeloans staff at FNB Sunninghill after really a waste of time, in particular Anita Marais. Whenever you call, she is never available and doesn't return voice mails. She doesn't reply
to emails either and you have to physically walk into the branch just to chat with her.

This is plain down ridiculous!!! She is always in a bad mood and never apologises for not getting back to you...and to top it off, she is the only home loans agent! I am signing up a home loan with them, not the other way around! I am giving them my business, not the other way around!

Also, she is not very clued up either with current home loan trends and basic information regarding home loans...what is this?

I hope FNB management look into this if they value their customers!!
Smitlenne September 29, 2010
Bad attitude and unwilling to investigate
I have applied for a loan online and have been approved in principal. When calling the call center this morning to verify to recieve documentation, i was told to call back at 12pm to find out the status. I called back at 12:50 and was meet with a call center person who was unwilling to call the other departments to find out the exact status and if there were any problems. When i asked why she wouldn't call the other departent, she just responded that they work on a queue basis. i still asked her why she won't call them to find out she started to raise her voice (which i kindly told her to not raise her voice to me as i am not her child) and stated to me that she has been doing this a long time and does not need to call them as they work on a queue basis.

It's amazing that a platinum customer gets treated this way, especailly that since i have a job and i am meetings most of the day that i can not just keep calling back for status update to be told call back again.

FNB, sort yourselves out quick...times are changing. people in south africa are becoming sick and tired of poor service (just look at the riots that have happened this week).
Alfred September 29, 2010
Fraud is being committed
I bought a house in June 2007. The previous owner, registered a close corporation, in October 2007, fraudulently using my physical and postal address. At first I was not sure who the company belonged to, but after I went onto CIPRO's website, I found out the cc was registered in the name of none other than the previous owner of my house.

Lately, I have had letters from SARS and the bank statement, from FNB, shoved into my gate. I am alarmed that my home address is being used by a company. I phoned the branch concerned, and their attitude is that I must come in to the branch. I feel that, I am the victim here but I must waste my petrol and my time, standing in branch queues for something that is not my fault. They apparently want to change the address. Changing the address is NOT MY RESPONSIBILITY and wont solve anything, and furthermore, I would like to know how it was possible for this person, to open a bank account, using my home address, bypassing the FICA act? Did you actually check and comply with FICA law? The bank account could only have been opened after the CC was registered, and this took place after, the title deed and transfer was done!!!
Goddme September 28, 2010
Delay tactics to give impression of assistance
This is now the third time I've had to air my views regarding this bank. As mentioned previously, when you approached me for my business, all that I am now doing was discussed with Owen Gouws (account manager) and Sylvia Gradige (Sales Rep). Amazingly, when you were desperate to get my business, all we discussed had positive promises made - obviously to rake my business in. Based on all of this, I decided to give you my business account, afterall, your moto is: 'HOW CAN WE HELP YOU?'

Now, I approach you to assist me as we discussed 6 months ago, when I received all the promises - guess what - suddenly those promises you made are null and void. I place a complaint on this site, you contact me, get me to waste my time by visiting your branch only for you to a week later tell me it was in vain.

Half the problem though is the fact that my account manager changes 3 times in 6 months, so the one who initially made the promises is no longer around to fulfill them - yet to me, FNB made the promises, as this is who I saw, not a specific individual.

If we had not discussed this 6 months ago, I would not be harping on it... but we did and I made my decisions based on it.
Offshos September 28, 2010
Ridiculous terms and conditions
I am very disappointed at the service that was given to me at the FNB pavilion. I needed to take out money from my 32 day savings account and they said I could not. I do understand the terms and conditions of the 32 day plan but it was an emergency because I needed to pay my unisa fees yet they said I could only take it out for a DEATH or If someone was in hospital. It is my money I do not understand why I could not take out my money, I was even willing to pay the ridiculous penalty fee of R250 but they refused. It was only an amount of R1000, I understand that I need to place a 32 day notice but I had no time to come into a branch and apply for It as I am currently very busy at work, so all I asked for was a little bit of understanding but I did not get that. Instead of helping me save money they are costing me more money !!!
Outman September 28, 2010
I am utterly disgusted with FNB's service
I have filed an application more than 7 weeks ago with FNB for a new credit card. Upon several enquiries, no one at the bank can give me the progress on my application. A lady phoned me just after I submitted the application to get my payslip, which I have submitted, but after this - nothing.

I am utterly disgusted with FNB's service.
Frutss September 27, 2010
Changed account without my permission
FNB send me a letter that I can upgrade my account to a silwer cheque account. seeing that I am still a student I decided not to do it. After 3 months I got a bankstatement and saw that I now have a cheque account, how can they cahnge my account without my permission?? The bankcharges for a cheque account is very high, esspecialy for a student. I went to FNB the following day and talked to Hannes. I told him that they must change it to a student account and refund all the bankcharges. he told me that they won't be able to refund the bankcharges, because i signed a contract.I asked hi if I can see my contract, as I am possitive that it is not in there. he then walked away and another friendly lady helped me and said that they will change my account and reverse all charges, that was almost 3 weeks ago, how can it take so long.

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