I received a letter today dated January 25, 2011, advising me that my "delinquent account" has been assigned to their office for collection by Midland Funding. The amount is for 2, 321.79. First off, I do not know who Midland Funding is. Second, they tell me I can use a credit card to pay them! They ask for five payments of $185.74. They sent this to my married name. Any debts I may have have been incurred under my maiden name. Am I correct to ignore this?