This company mislead and misrepresented themselves to me. I was up to date on my mortgage looking for a modification, when I was contacted by Donnie Crecellous, who during our conversation told us to hold off on paying the mortgage since we were up to date, (while they were handling our case) and put that money on paying down our credit cards, so we did. and now we are in worse shape, They have done nothing they promised, a bunch of phone calls that i could have made. then they never called us to keep us up to date, they never returned e-mails, nor snail mail letters. furthermore, when i asked the representative how it was going, she said she talked to the Regional manager, and gave me his name, Guess what? I tried contacting the regional Manager, And There is NO ONE by that name employeed. Another lie.

But here's the worse yet. I cancelled our contract on
4/28/09, they called and acknowledged the cancellation on the evening of 4/28 and another rep called on 4/29 verifying our cancellation of contract.
Today, May 1, 2009, I got notice from my bank, that, First Universal lending, Llc, attempted to use my debit card to withdraw $450.00, Now if that isn't a crime, then what is?

I also found out that the Florida's AG has an Open and Active Investigation On First Universal Lending, Llc.

My advice is to Run, the other way. and the Worst part is that Lending Tree put them in contact with me.