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LAURIE62!
October 5, 2010
took my money and got me nothing
I was desperate to save my house. We fell behind in our mortgage. After doing some research I found this company. When I called them they promised me the world. My husband didn't know at the time so I was trying to work something out with them. I had to put money down for them to get me started. I tried to work with them but they kept giving me one excuse after the other. Either they were waiting on my mortgage company to call them back or the loan officer wasn't there. They told me not to talk to my mortgage company, they would handle it. After paying 3 months of payments to them and not my mortgage company we were down to the wire. The mortgage company finally called and we were going to lose the house. Universal helped me none. All they did was keep taking my money putting me further and further behind. We finally settled with the mortgage company. We now have to pay over 100 more a month for the rest of our loan and also got charged a modification fee. I lost alot of money. I hate that company and they should be sued by me and all the other people they scammed. This was a year and a half ago. Can we still do something to sue them? It cost me more then we owed.
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Scotty Benefiel
April 10, 2010
Home loan modifcation
First Universal contacted us to help us with our home loan and sounded really convincing and told us that with in 6 months they could get our mortgage payment down from 1440.75 a month to 800.00 to 900.00 dollars a month. We were at that time struggling to make payment and our home was in trouble of foreclosure. We went with it. We payed them 500.00 through our bank under direct withdrawal for 8 months costing us 4000.00 dollars. Every time we called they gave us nothing. No paper trail, no progress, nothing. The only thing they gave us was a new representative. Which her name was Amanda Thompson. Her email address was athompson@firstuniversallending. The only thing the did for us was got our finance company to postpone our foreclosure. After we were scammed out of four thousand dollars I cancelled all payments and called them up and said until we see that you done something to help us we will not pay them anything else. They said sorry than we can not help you until you make the next payment of 500.00 dollars. We said we are not making any more payments because you told us 6 months and you would have it done. It was going on 9 months then. Forget it. My name is Scotty
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ill in IL
December 30, 2009
Loan Modification
This company makes me physically ill...I've given them over $6, 000 to do a loan modification on my mortgage...heard all of their promises ... I'm now worse off than I was to start...even though I started w my lender in 4/09! Now the house is in foreclosure (and I have 3 kids!)...can't seem to get anyone to help...First Universial no longer answers their phone and their website is "under construction"! They also said they would renegotiate two other loans - the have done absolutely nothing! I had a modification offer from my mortgage company - but thanks to their non response - the mortgage company withdrew the offer...then First Universal tells me they have to completely refile...the mortgage company told me all they needed to do was ask for a referall or re-referral!!!
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ejack190d3
November 4, 2009
Unauthorized Debit
I was contacted by First Universal Lending about a loan modification. They were very convincing and I was told it would take 3-4 months at the most to get my mortgage loan modified. Three to four months turned in to 10 months at $400.00 a month. When I cancelled their services they still took a bank debit from my account for a different amount of $299.99. When I talked to Wells Fargo about my loan modification, I was told they do not even work with First Universal Lending. This company should be investigated!!!
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October 30, 2009
Ruined credit
First Universal Lending promises to lower your interest rates on your mortgage and credit cards, what they do is take your monthly payments, ruin your credit and don't return you phone calls.
They have never heard of the person that called you in the first place, and they don't refund your money.
They are nothing but con artist .We had a man named Donnie call us in April 2009 asking to help us with debt and mortgage modifications. We paid over 1000.00 in two payments, and everyone closed our accounts.Donnie of course did't work there so they said. Do not do business with this company.
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pfed
October 16, 2009
Fraud
Started work with them back in Jan 09, they gauranteed results for loan modification.
Here is the problem, for 800/month they did nothing. Every month they assigned a new rep.
Again always having to repeat same info to them.
bottom line is this company does not work, and wont bring a solution.
9 months of payments and no results
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gottuhaveit
October 5, 2009
No service rendored
When I first spoke with Greg Balmer of First Universal Lending he really convinced me that they could help me out of the situation I was in only to find out now that this practice was considered illegal after the November of 2008 and that this company also accepted payments of 449.00 a month from me from 11/16/2008 to 6/16/08 and they were also suppose to be working with my creditors as well and I found out that none of this had been worked on at all. The company waved 1 or 2 payments because of this and now I know why because they were not doing anything from the very beginning. This company is a total rip off and whoever owns it should be locked up for life along with all of the participants as well.
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dora taylor
September 24, 2009
constantly withdrawing from my account
first universal lending called me when i was looking on the web to see about Obama's stimulus money for home owners. they told me they would talk to my mortgage company about adding a modification clause to my existing mortgage. I told them to get back with me after I got back from vacation. They started taking money from my account before I got back from my vacation. I have never received any phone calls or services from them. My account has went negative because they continue to do so. I am currently working with a different company, Have heard nothing from first universal nor has my mortgage company which is also my bank. I want my money back Starting from April to Now!!!
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hardon
August 31, 2009
Loan Mod
Do not make good on their ads to help home owners is trouble. Invested 900.00 so far with no results.
bigbird
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Don't Be Scammed
August 12, 2009
Fraud
My husband and I signed with First Universal Lending after I was told TWICE that if at any point I was not satisfied I could get a 100% refund of my money. We paid them $399.00 and got nothing. We cancelled our contract and requested our refund when two months went by and we did not hear anything and could not get a return phone call. I was told our refund was denied because they did substancial work on my account, yet our lender had not heard from them. I want to file a class action lawsuit against them, anyone who is interested may contact me. The District Attorney's Office in Florida informed me this morning that they have this company under investigation for charging people up front for this service which is illegal in the state of Florida. Call me...I want to take this company down before they scam someone else.
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