FNCB

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Category: Business & Finances

Contact Information
Euless, Texas, United States

FNCB Reviews

Ghost of debts past June 16, 2010

Harassment

This company called me and said I owed $8, 100.00 on a Ford truck I had repossesed from me in early 2002. First of all that debt is past the statute of limitations - if there ever was a debt. I say if there was a debt because I paid for the repossesion and paid the IRS about $3, 000.00 in 2003 for the "bad debt" - that the real financial company holding the contract - wrote off as bad debt.
So somehow this company has a way to dig up "historical debt" and try to convince you is is "real debt" that they hold over you.
That is DECEPTIVE PRACTICES and AGAINST THE LAW!!
The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.

Dave Jones March 1, 2009

Repeated calls

If you live in Texas, sign up fo rthe Texas No-Call List, then, notify them (and record the notification call, or certified letter), not to call again. Then, document when they do, and start filing complaints with the State Atty General's Office, they have an on-line form-EACH call after notification can be fined $1000! I did this to another bastard company, and they were fined $10, 000.00, then they finally stopped! It works and is the best way to deal with them in Texas...of course unless they come in person, , , well then you'll know what to do:-)!!!