I see that I'm not the only one out there who fell for this scam. It happened just how all of you have written, the lengthy calls, the whole build-up, everything. I stuck with them the whole six months. The website was being built, I had a couple of suppliers, and then wham. I had an appointment with their tax consultant that was never returned. Numerous calls to reschedule were not answered. As of today, every phone number from anyone I've ever talked to during these six months is invalid. Emails are returned as undeliverable, and even the flslearn website that I was to have access to for a year is no longer up and running. I am so discouraged and upset. I was truley getting excited about this finally coming into being. DO NOT fall into this mess . . if anyone reads all these complaints, we hope you take note and tell them to ____ ___. If anyone has any suggestions on how to recoup losses, please let me know.

As so many other people have stated they scam you out of money for what they said would be a certain way to make money and then the coaching is not complete and then they rope you into the program and make you feel stupid if you do not choose the larger package price because there are different price levels. then after they have roped you in then their so called partners call and say you can't do it unless you get this additional program for another few thousands of dollars and then it seems as if you can't go back and they make it so you do not know who is with what partner and then the coaching certainly is not as stated at all, they think that you are supposed to figure out what they are doing like on the first supposed coaching session. And it goes on and on, I then called to get a refund and was told you signed and we cannot credit you if you do not cancel after 3 days, that is what you signed. How do you know with only three days I said. Any ways, any suggestions to getting my money back?
anyone, Thanks

I had answered an ad to make extra money at home listing auction sites. Then I received a call from Fortune Learning Systems claiming I could make considerably more money by selling on line using other peoples' money and just reaping the benefits of people buying products from my site. I was charged $2005 to get me set up. I was still to pay them $1005. I was then assigned a coach. However, when I tried to reach the coach for support, I did not get any. Also, phone calls were not returned. In this economy, when people are struggling, giving them hope to get their finances under control is like finally seeing the light at the end of the tunnel. I was also promised they would have me out of debt in six months. The only thing they wanted from me was my testimonial. These people should be stopped immediately before more people are hurt. Thank you. Toni Catenacci

I was contacted by this company after sending money ($95) to supposedly list items on Ebay for various companies’ products and getting $5 for each listing. The representative I spoke to said that their company (for a fee) can help me get set up with a my own website selling my own product. It had nothing to do with listing items on ebay. It sounded good. I was assured that I would receive 10 “coaching” sessions, my own website would be made and I was guaranteed that I would recoup my investment of $7500 in 6 months. The first 4 coaching sessions centered around selling my own stuff on ebay that I had laying around the house to “get familiar with selling on ebay”. I followed my “coach’s” instructions to the letter and listed several things on ebay that I had. Some of them sold and some of them didn’t. There was still no mention of the “website” that I thought was going to be made for me, (at least that’s what they implied). At the end of the 3 month, we finally get around to “selecting” a product to sell. I was told that I would have to make this website myself, but for a fee ($500) they would make it for me. In the meantime, I was getting various calls from different departments of Fortune Learning Systems, wanting me to commit to even more money to set up a LLC ($1400), subscribe to a dropshipper that teaches you how to make money online (wholesalematch.com), but they don’t tell you how much the membership is until you sign up and give them a credit card number. So I created my website (selling watches) and to this day, 5 months later, I have sold zero watches. My coaching sessions are over and I’m still $7500 in debt, I have a website that I’m being charged $39 a month for a web hosting fee. I called and complained about this, so I was sent to a resolutions coach who said he would take over my coaching until I got results from my website. I’ve had 2 coaching sessions with him and so far no mention of how to improve my website, but we did discuss why I was afraid to make changes in my thinking. He told me I had to think out of the box and that he basically couldn’t help me with website design but could get someone to help me with this for the $500 charge. We set up the next coaching session for the next week. I didn’t hear from him, so I emailed him again and asked him why he didn’t call. I didn’t hear anything back. I emailed him several times and suggested that I change products that maybe watches wasn’t a good idea. I never heard back from him again. I emailed a different person and he said he would let him know that I needed to talk to him. Again, I heard nothing for a week or so. I called them on the phone and was assured that he would get my message. I finally heard back from him a week later and he left me a voice mail asking me to call him back and we would set up another coaching session. He said he was stuck in traffic and that’s why he didn’t get back to me and that his email address had changed. (I got this information from a secretary.) There was no mention of any of the previous emails that I had sent. I called one of the two owners of this company (Steve Lyman and Chris Zeilig) and left him (Steve Lyman) a voice mail requesting a refund of my money and I never got a call back. I emailed my coach again on Saturday 10/23 and told him that I was finished with Fortune Learning Systems and told him I didn’t want anymore sessions with him and I wanted my money back and asked him how I get a refund. I didn’t get a response. Today (11/28)my “coach” called me for our next scheduled session with no mention of ANY of my emails that I had sent. Every time I have a specific question, it never gets answered either by no response from them or dancing around the issue with insinuations that my lack of success is all my fault. I have done everything that my “coaches” told me to do. I believe I have put in 100% effort into this to make it work. All I want is my money back and no one seems to be able or are willing to let me know how I do this.


I am not sure where to turn from here. I sent this letter to the Nevada BBB and they referred me to some other sources so I'm just contacting them one at a time. I know this company is doing business in Utah and I wonder if you've received any other complaints about them. Your reply is greatly appreciated. Thank you.

Everyone Beware!! Fortune Learning Systems is a company working with Ivy Capital, ICI Success, VianetWebzone, Business Development Division, WholeSaleMatch or The Shipper, and they now are using the name Apply Knowledge Institute. The front is a Data Entry Position using the names Jennifer Johnson or Jennifer Davis etc. After you sign up for this in a few days you will get a call and be told that they are looking for someone to make a SUCCESS. They really build you up, then ask for your credit information. Then they will tell you about the large sums of money you can make. It's as easy as doing an e-mail. You don't need any computer experience. STOP Right There. You will go nowhere and they will have a lot of money out of you. You will be given a very hard time if you try to get your money back. They lie to the Better Business Bureau. They record you and garble there employees voice, but yours is very enhanced. You are not told you will be recorded. They use there recordings against you. They have lawyers backing there dirty program. I hope this helps you from becoming another victim. We can fight this together. [email protected]