I recvd a call yesterday from a gentlemen with an indian accent from a local 770 number. He identified himself as Officer (somthing but I cldnt understand him with his thick accent) he then asked for my attorney's information, I said " Why? What are the charges? " He said "Shall I read you this affadavit!? ... If I read you this afadavit you CANNOT intrupt me! " I calmed said..."ok...go ahead " He began spitting off various serious crimes such as "Fraud, Money Laundering and embezzlement?!" I said "Sir...This is NOT my debt...I have a fraud alert already placed on my credit report, this is NOT my debt" He then called off one of my savings accounts numbers and said..." Do you not have this bank account? How would we have this information if this wasn't you?" He then went on to say (from what I could make out) that I had taken out a loan in 2007 and had it deposited into this account, When they tried to get money out of my "bank account" that there were no funds. I told him I had NEVER had an outside loan EVER deposited into this bank account. That the only loans I ever had were thru that credit union and ALL my loans were paid off. He said "Ma'am you owe us $5, 000 plus attorney and court costs, if you cannot afford a lawyer, one will be appointed to you" I said again that this wasn't my debt!!! I had NEVER taken out a payday loan and payday loans within the state of GA were illegal! He then said he would issue an "investagation" and have an officer at my house on Monday morning to arrest me. I said..." ok. " and he hung up the phone. ---- The call was 5 minutes 16 seconds long.

I hung up with them and called the credit union immediately. I asked them "Just to be sure...have I EVER had any outside loans deposited into my savings account?" She said no, all your loans were thru the credit union and those have been paid off. I told her what happen and she said that it was a scam and to not pick up or give them ANY information. I said ok and thank you.