free credit report is not free...they have been charging my credit card for months at the rate of 14.95. They are listed on my credit card bill as CIC*Triple Advantage (should be listed as "Take Advantage!" When I call their number (877-481-6825, in CA) the first option after the introduction is "if you would like to cancel press #1." I guess that should tell us that it is a scam and they are doing it to everyone!