Free Credit Report.com

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Category: Business & Finances

Contact Information
Hayward, United States

Free Credit Report.com Reviews

Danielle June 5, 2009
MNI credit report
I went to freecreditreport.com because I thought that was a site where it allowed you to get a FREE credit report. I did read the small writing where it stated that if you don't cancel your membership within your 7 day trial period, then you will be billed a fee of 14.95 each month consecutively. Well, I did call to cancel my membership within the 7 day trial and was still billed the next week a 14.95 fee. On my checking account it says mni creditreport. They are a totally different company but I feel like freecreditreport.com is not helping me either. They should be stopped! I was ripped off 14.95 and unless I can get ahold of this mni credit reporting agency they'll keep doing it. I will now have to change my check card # so they cant keep debiting me monthly and wont be satisfied until I find a # for them and give them a piece of my mind.
Gloria McManigal May 16, 2009
It is not Free at all
When you go to their site it is true that you can look at a portion of your credit report but if you wish to see your score you have a choice of paying $14.95 for just Experian or $24.95 to get a full credit report including the scores for all 3 reporting agencies. I figured oh well I am here now so authorized the $24.95 and was able to print out all my stuff. I have never been so happy to have a working printer. In fact I looked through everything twice, Big Mistake. When I got my statement I found that since I looked twice even though it was within the same hour I had been charged twice. That would have been bad enough but then I started seeing charges for $14.95 appearing repeatedly withdrawing funds from my bank account. It turns out that in very small print when you pay for your credit report you are also agreeing to engage the services of 3 different credit monitoring services. We have battled and they are keeping all the money they got but they will not get any more my bank helped me immediately cancel the Debit card I had used and ordered me a new one. Their customer Service as you can imaging are very arrogant to deal with, because though they are not ethical their behavior is Legal.
LARRY HAMILTON April 29, 2009
FREE IS NOT FREE !
FREE CREDIT REPORT .COM TOOK $14.95 OUT OF MY CHECKING ACCOUNT FOR A SERVICE I DID NOT KNOWINGLY SUBSCRIBE TO. THE JEST OF THE AD WAS TO GET YOU YOUR 3 CREDIT REPORTS AND A OPTION TO HAVE THEM MONITOIR THEM FOR YOU AND TO MONITOR THEM . I AVIODED SIGNING UP FOR THAT OPTION BUT LOW AND BEHOLD ON MY NEXT BANK STATEMENT THERE WAS A CHARGE, THIS PRACTICE SHOULD BE ILLEGAL AND INVESTIGATED BY THE COMSUMER PROTECTION BOARD AND SHUT DOWN AND $ PAID TO MAKE EXAMPLES OF THIS FRUAD
unsatisfied April 23, 2009
unauthorized charges
They put in fine print somewhere that they will be charging you $14.95 or more a month.
You would think they would have it more clear to people that they are going to be getting charged a monthly fee.
Little on the shady side if you ask me.

Good luck
Lana January 31, 2009
Unauthorized billing
I actually did not do business with this company, at least not intentionally. All of a sudden, charges from them started showing up on my credit card statement for a monitoring service I never requested. I had never even been to their website! When I called them, the operator said there was another name on the account, but wouldn't give me any information about it, for 'privacy reasons.' So, apparently, the person PAYING for the service has absolutely no right to information on the account! He told me I'd have to call their fraud department to contest the charges.

Well GOOD LUCK with that! First, they're only open limited hours. Second, they don't even answer the phone between 9am and 3 pm PST because their fraud call volume is so high. HELLO! Can you say red flag???? It took me weeks of calling to finally get through. When I did manage to reach humans, their computer would conveniently be down or they'd simply hang up on me when I said I had a fraud claim. They don't even bother to say the name of the company or even anything like Fraud department when they answer the phone. They just say hello and believe me, they all sound like they hate their jobs (and who wouldn't?) and you for bothering them. When someone finally actually stayed on the line, he was rude and actually yelled at me when I asked him a question. I had to contest the charges with my credit card company to finally have them removed. So, I got relief, but not through them.

DON'T give this company your money! Don't even go to their website. Even if they offer a legitimate service (which is doubtful!), if you ever need to get any customer service, you clearly won't. It's not worth it. You are entitled to a free credit report every year (go to www.ftc.gov to see how), you don't need these scammers taking your hard earned money and abusing you for the priviledge. Trust me.
November 9, 2008
cont. to charge after I cancelled
I've cancelled these 2 accounts and I've continued to be charged for 3 months. On one, they charge me $12.95, the other, $14.95.
I don't know how to get them to stop or to get my money refunded.
October 15, 2008
no way to close account
there is no way to get a hold of these people to close a account that was to be free the credit card information was for access to my records, then I did read the fine print and It gives you 7 days to close the account. But everytime a try I either get a auto message that business hours were closed, but it was 9am cst and 8pst.
August 26, 2008
CIC
I had to pull my credit report for personal reasons and in doing so went to the "Free" Credit Report.com website. In signing up they did ask for my credit card but in the application it said it was used only to verify the information provided and that it would never be charged.

Well, we were charged. When I called to cancel, it was actually easier than we thought, they were determined to keep my business and tried to make it seem as though I knew the whole while that I was being charged...really, they did.

What surprised me was when they wanted to pull my 'membership account' they asked for my credit card number. ..not my name, address, or social...my credit card number. I was told I would receive a confirmation of my cancellation in two hours to my e-mail. No confirmation was given over the phone. When I pressed the issue, the customer service agent gave me her name and her id number.

In their terms of agreement it states that if you want your annual credit report to go to annual credit report.com. They continued to state that when you sign up with them you are in fact purchasing a product. No information in the terms of agreement were given on the amount of the 'product' or exactly what product you are purchasing.

With tons of commercials out there for this company my only thought is they are in trouble.
May 31, 2008
charges on credit card
I was charged $12.95 after ordering a free credit report. When I received my bank statement I immediately called and complained. Of course they gave me the run around telling me at the beginning it states something about montering your credit for a charge. I did not see this nor did I agree to any charge.
She said they could not give me credit for the $12.95, but cancelled my membership that I did not even know I had. To me this is a complete rip off. When they say free, it should mean free, but some way they get your money. The telephone number above is the number I called to complain.
September 5, 2007
Unauthorized charges!
I too have been being charged a monthly fee of $12.95 from this company. I did order the three credit reports from www.freecreditreport.com, but never did I ever sign up for the triple advantage. My bank is also no help at all. Will not even give me a number to call the company. How do I get a hold of these bastards and get them to stop fraudulently charging my card. Avoid www.freecreditreport.com like the plague!!!

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