Freedom Lending

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Category: Business & Finances

Contact Information
United States

www.freedomlendingfl.com

Freedom Lending Reviews

August 7, 2008
Home purchase gone bad
I purchased a home that was way over priced (for sale by owner)and used the lending company, Freedom Lending. I felt pressured through the whole process but I also still trusted these gentleman. Aaron Peck and Bobby Massey at Freedom Lending did not have my best interest in mind. Only what was going to benefit them. I'm a single mother of two children and this was my first home purchase. I should have never went into this without consulting my family. I was an easy prey for them to make a sale. I didn't receive any of the perks of a first time home owner. I never had any intention of paying the first months mortgage because I realized (after the papers were signed) I could not afford it. Aaron Peck who was the owner I bought the house from and also works at Freedom Lending offered to make my first months mortgage payment. (That's odd) I of course declined but later found that not only was the first mortgage paid but the second one also. I never made a payment.

I was an individual who had excellent credit and now my credit is going to be horrible.

When I contacted the Mortgage Company and explained the situation to the supervisor (Bob Kacir, at Flagstar Bank)he said he would get back to me but he's failed to do so. When I would call I would get the run around of "he's not available" This is the hardest lesson learned, but it's opened my eyes to not trust anyone.
May 13, 2008
Rip-off
Louis Anthony Cardona and Charlene K. Cardona of Plant City, Florida are both owners of Freedom Lending (www.freedomlendingfl.com) they ripped me off along with 7 other homeowners that have agreed to help me bring these crooks into the light. I had a 767 FICO score, I am 56 years old and they put me into a 2/28 (2 year fixed) WITH a 3 year pre-payment penalty. I trusted these two, Louis came to my house to close my loan and I believed him. DO NOT trust these two. I learned that Charlene and Louis defrauded others, along with a prior company that they worked for.

The State's Attorney Office (FL) has an "open" file on Louis and Charlene Cardona, along with the Department of Finance and Regulation. If you are doing business with these two, or have in the past -please comment.

My advice is to not do business with them. They collect "up-front" fees, do refund them and they ripped me off for more than $21, 000.

Their company, Freedom Lending, is DIRECTLY affiliated with Banc Plus Home Mortgage Centre in Tampa FL. Banc Plus Home Mortgage Centre a Correspondence Lender that allows these two to hire unlicensed mortgage brokers.

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