What a scam Freedom Mortgage is running!!! I have been in my home for 4 years now and never missed a payment. I refi my home 2 years ago and recently started getting forclosure letters. I called FM to figure out what was going on. They told me my escrow was -3000$ and I was behind 4000$ on my mortgage. How can this be? we figured out the problem was they did not take enough out for taxes after i refinanced... their mistake!! They admitted the mistake and to make up for it they raised my mortgage 200$ Now I am still getting forclosure notices for 4000$ My question is where is all my payments going?? I am enrolled in bi-weekly so i am actually over paying my montly mortgage. I contacted a lawyer and he said this is not unique situation that it happens all the time. The misfortunate thing is that they can proceed with forclosure if something is not corrected. The lawyer gave me options to deal with FM first to solve the problem and if they dont then I will have to proceed with litigation. All for paying my Mortgage on time!!!

I submitted a offer on a short sale on 3/16/2010, called a week later was told to call back in a week. I called again on 4-2-2010 & was told they never received it. Sent it again on the 2Nd. Loss mitigation said they did not get it until 4-5. I have called 3 times to see where the offer is & as of today the 12Th nothing has been done. As far as I am concerned they deserve to have the loan foreclosed on. I think the banks should be the ones to pay the consumers when they ignore an offer in order to save the home from going to foreclosure. I will be sending this to my congressman & to President Obama & any one else that might listen.

I will also make sure I do not recommend this company in the future to my clients, I am a real estate agent.

When my fiance' was off going to be off work for 6 months for spinal surgery, we contacted Freedom mortgage since we knew we would be having problems making the mortgage payment. 2 years later, a loan modification finally went through. On the original papers, our payment was to be reduced to $1100, from $1400. The, our first statement showed a payment of $1300. This was due to a new escrow payment of $204 a month, which included mortgage insurace for $1000 a year. We have found insurance for as low as $247 per year. Now, after making the 1st payment of $1300, we have been informed that our escrow is negative and to bring it up our payment will now be $1450 per month. What?? This is a modification??? Does anyone know what we can do, since our house is not even worth the $211 K the mortgage is for? Help!!!

The Freedom Mortgage try to charge me $3000 more then what is in original agreement and took $600 from my account whit out my promotion.

About two years ago my elderly parents started receiving notices that they were behind on their payment by one month... but they had ALL their canceled checks. Even though these were submitted to the company the letters continued. About a year ago I moved home due to the death of my father and my mothers illness. Due to her illness I took over finacial matters fully, including making payments. I reviewed all the records regarding their payments and also found that they were not behind. I submitted the information and after fighting with them for nearly six months... got them to admit that my parents were not behind. There were other issues such as they were not calling us because they thought my parents were in bankruptcy (had been discharged more than two years prior). Now my mother has been moved elsewhere and I cannot afford to continue this large... ever rising... payment. Payment has not been made in nearly seven months... eight according to their records... letters come threatening foreclosure (i want this) and I have on rare occasions been able to make contact with them... but still no foreclosure... how can I make them get this over with?