I have an on-line checking account. Every day I check it to make sure nothing is going wrong where I'm going to be shocked when I see an NSF for $49.95. I don't even know what company this is but my bank got somehow information of this Company and deducted with a check#2020 for $49.95 on Jan.05, 2009. I had check my account and there wasn't even a pending deduction say check#2020 for $49.95. I log in today and that's when I see it posted to my account. Just now when I writing this complaint and went to my checking account and guess what all of a sudden there's a credit pending showing the amount of $49.95>what the hell with that?! This incident is really spooky and that's why I'm always checking my account and I even have elerts for my account with my bank. Thank God I had money to cover this fraud and unauthorized purchase. Otherwise I would have got a service charge of $35. PLEASE BE CAREFUL AND ALSO ALL THOSE LENDING COMPANIES