If you have insurance with Fred Loya then you signed an 'AUTHORIZATION FOR VEHICLE COVERAGE". Its in the application package that you are sent to fill out when you open your policy. Did any of you really read this? I did, and I refused to sign it, so they canceled my policy.
Word for word, it says: With regards to comprehensive/collision coverage, applicant agrees to give Fred Loya Insurance Agency, Inc. and its representatives' right of possession or control of applicant's covered vehicle in the event Fred Loya Insurance Agency, Inc elects to remove applicant's vehicle to a secure, storage free facility after a covered loss. Applicant has signed the Statement of Ownership and Authorization to Release applicant's vehicle to Fred Loya Insurance Agency, Inc. or its representatives int he event applicant makes a covered claim under applicant's comprehensive/collision policy and Fred Loya Insurance, Inc. elects to remove applicant's vehicle to a secure, storage free facility.
According to the Texas Department of Insurance, it is perfectly legal. There is nothing you can do about this. If you sign it, this can happen. Please find insurance with someone else.