Do not open a Fry's Credit Card!!! It is nice that they offer the promotional interest rate, but beware! Once you make the purchase and get your statement it will not reflect the promotional price. Then you have to write a letter to have your charge converted to the promotional price. If you don't do this they will charge you a very high interest rate. They will NOT take care of this over the phone, like a normal credit card company would. I then made another purchase thinking I could also get the promotional rate, but found out it didn't quality. So I pay off the non-promo amount and an additional payment toward my promotion. I just got my statement and it has interest on it. I call. After I go through all the recording and input my information I get disconnected. This happened three times. I called the online number. They were unable to help me. I called other number on the account web site for collections. She transferred my call and I was able to speak to someone. Okay so I say what's up and they say because I didn't tell them in writing exactly how to allocate the payment they paid the promotional first and the high interest amount second. And charged me interest. Whoa. I say, I can you reverse this? They say, I will make a note and we will see what they will do. They don't always reverse it. You need to check your contract and you will see that is the way they do it. I say what can I do to close this account? I cannot close the account because my husband is the primary card holder. Umm... okay. Well, I can assure you he will be closing the account. Please do not open a Fry's charge unless you just want a BIG headache. This is ridiculous.


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