Frys credit has an unmanageable user interface on their website. I thought I had paid a bill in full as I usually due. I received a phone call two months later notifying me of delinquent payments. I did not receive a bill or an e-bill updating my account status. Between their preposterous interest rates and hefty late fees I paid almost two times the amount of my initial purchase. I paid the card off after notification and cancelled it.

A side note. Their technical support even struggled with their web portal, while they were assisting me. It was a horrible experience.