Gary A. Olcha, CCRA violated his independent contractor's agreement with regards to a loan modification he agreed to underwrite with the FDIC in Georgia. After approving release of a refundable $15, 000 fee sent in by our client Gary Olcha repeatedly represented to two CLC representatives and the client that the file was moving forward. Gary Olcha in actuality did nothing on the file after authorizing disbursement of our clients funds of which he received $6, 147 of unearned fees. Gary Olcha now does not answer his phone, respond to email, US Mail or FedEx demand letters. He has disappeared off the face of the earth. Beware of Gary Olcha offering appraisal or underwriting real estate services as his goal is to falsely misrepresent himself, defraud and steel funds. He is a crook.