Here is a person who doesn't have a life. If you have a complaint, you can be sure that he/she (sounds like a he) will comment on it. I think he hangs around here because 1) no life 2) no girlfriend/boyfriend 3) works for a collection agency or 4) is an heir to old money so no worries 5) likes to kick people when they're down 5) thinks we're all interested in what he has to say 6) no one listens to him at home and a myriad of other ills. I did a search on Losertracks on this site and he is mentioned 17 times. The quality of this site has gone down considerably just because of Losertracks and his cronies and aka's. He seems to hang around complaints about Chase Bank and GE Money. apparently, he makes a ton of money and doesn't have to worry about making late payments or getting screwed by banks. What a loser!!!