I applied with Pay Pal to get a pay later account. GE Money Bank turned me down for reasons that were untrue.

1. I have never had delinquent or late payments.

2. My house is paid for; have deed.

3. Said I had too many inquiries; I received two new credit cards.

This company is just plain stupid.

I accepted the Care Credit to pay my vet bill for my kitty and dog bill. At first it was very timely with my payments and Care Credit book keeping. Then, the book keeping began to turn very bad the closer I was to paying the total bill off.

For three years I have been battling with the increases in payments due to Care Credit saying in print and via telephone calls from them at all hours of the day/night any given day of the week that I have'nt made a payment. I went to the BBB of the Southland . And I received a phone call from a BBB in what the caller identified as being in Florida; saying 'you have paid-off Dr, Shinn's dental bill in full., I shouted good.

Then I started getting letters and phone calls. Someone from 'G E Money bank' stating You owe on acct no. and the animal vet account . Well; this acct. was down to $300 .Now They say, I owe Care Credit over $700.00! And, G E money bank $613.51... for both dental ans animal vet bills. The company's Care Credit and GE money bank are both addressed thus: PO Box 960061- Orlando, Florida. and it came-up as a hotel. not an office building. I am so tired of making payments on both bills, and the bill keeps going UP. I believe this is a fraudulent business.

AGREE WITH PREVIOUS POSTS 100%! GE Money Bank should be sued, shut down, whatever it takes, to get rid of them. I see that once again, I am not the only one.

My Paypal was in good standing, but they lowered my limit and right before the payment due date, so of course I got hit with a fee. And they charge interest on their fees. They did the same with my JC Penney card, which was also in good standing. They pulled stunts like this and others several years ago, when I had a loan for something else with them. It ended in a very unhappy way for both of us. They are the biggest lowlifes in the credit industry.

I had several store credit cards before I found out that they control most of the big retail store credit cards (NOT Macy's--that's a different one) and Paypal. We should close all of our accounts with them, since that's what they will do antway if we don't owe them anything on them and BOYCOTT ALL of their cards and services. Maybe the retailers we love will get the hint and use another company to take care of their credit cards. GE Money Bank needs to go down HARD!

I received notice from Sams Club Discover (GE MONEY BANK) that they were lowering my limit from $4500 to $140. (I owed about $100.) I immediately paid the balance off. I then received a letter that they were closing the account. The reasons for lowering the limit and closing the account were "Months since last delinquency" found upon reviewing my credit report. I had just ordered a copy of my credit report, and have NO LATE PAYMENTS EVER.

I just received a letter from JC Penney (GE MONEY BANK) has lowered my limit from $500 to $100. I owed them a balance of $47. The reason again was "Months since last delinquiency". I have good credit, and have never paid them or anyone else late. I called the # and asked why they did this, and they told me to get a copy of my credit report. I have a copy in hand, as I am trying to buy a home. There are no late payments or anything negative on my report. This is an unfair business practice, and stupid. I have been a good customer, and am not a bad risk. Shame on them.

I have an auto loan with GE Money Bank. In November 2008 I authourized a payment for $405.00. Well, the next day they took out another $415.00 out of my checking account since they now have my account information. Not only that they attempted to take out $229.00 a few days later and another $229.00 two days after that. Ofcourse by then my bank account was raped and caused over $275.00 in NSF fees. I called several times and faxed them the information that they requested. Here it is mid January 2009 and have not had this issue solved by them. On top of that they still call me and state that I am late on my payments!! I suckered in and made another payment to stop the computerized harassing phone calls. I spoke to the collections manager Caleb Hanger and told me that they were looking into the unauthorized withdrawals. Again it is now over two month's later. I got Caleb Hangers direct number from an employee and call him everyday regarding my situation. I leave him messages because he either is never in the office or totally disregarding my phone calls.
It appears that it is O.K. for them to get away with taking money out of your account without authorization which to me is illegal and don't even care about following up on THEIR customers complaint. What is a person do when this occurs? My next step is to get lawyers involved. I have already filed a rippoff report and going to call the Better Business Beurau. Dont deal with this finance company! Just google GE money bank ripp off and see all of the others that are in a similar situation!!