Plain and simple!...bought couches from Ashley furniture(fingers affiliated company) for 0% interest for a year. Made payments loyaly and found out the hard way.When I looked at my credit report I founded out that they had been returning my checks(paid bill) cause I supposibly had one to many #'s on my billing account. This had been going on since july 11, 2008. till now feb 04 2009. They didn't even have the odasity to let me know via e-mail/mail/ or telephone about this error, insted they just kept on cashing in on returned check fees/late fees. Dont let this happen to you...and if it did, dont speak with the supervisor(Kristen Id # 7117) cause she has piss poor supervisory skills, very unprofesional and rude.She just topped it off making an even worse impact on the company name. Ge money/ge online services Ashley/fingers sucks.