I spent over an hour today trying to get account information on a fraudulent account on my credit report for GEMB/Walmart in the amount of $68. The amount and type of card is what pisses me off even more. I was transferred to 3 different numbers which each person stating that they have less information than the previous number about where the card was sent, what the charges were and how the card was obtained. All I was offered was a settlement offer...Why would I pay 50% on anything that I have nothing to do with and that is ruining my credit report. GEMB is a fraud which works for the con-artist and spit in the face of the victims!!!