To all of you complaining about bill collectors. 1st of all you are the ones that are in the wrong for not taking care of your Debts. Its not the bill/loan collectors fault you aren't making your obligations. No one told you to sign the student loan, or Repayment paperwork without reading it 1st. You stupid azz mthr fkrs, who couldn't u/stand the terms on the paperwork you signed shouldn't have been allowed to get into college anyway. If you didn't understand it you should have asked someone what it meant at the least. And now you bash collections people for doing their job. And before you stupid mthr fkrs, complain about the frequency of calls, you also need to know your states laws and what the FDCPA says about phone calls. They are allowed to ' BY FEDERAL LAW" TO CALL you up to 4 times a day between the hours of 8am to 9 pm., AND yES THEY CAN CALL YOUR WORK, your home phone and your cell#, & 1/2 of you little pieces of chit change your numbers after you start getting calls about money and debt that you owe, You scumbagg little azzholes today of the me me me generation 21-32 years old are the most irresponsible little pukes to ever walk this earth) because you arent answering your other phone calls @ home or on your cell's. Besides wouldn't it make sense that after 4 phone calls you at least return theirs, then they wouldn't have to call you 4 times a day, most bill collectors are willing to make arrangements with you, but if you don't call and do that then you are the stupid mthr fkrs and dserve to be called 4 times aday you free-loading little azzholes. You owe the fkng Govmnt for your student loans (or XYZ company), this is Tax payers money you borrowed, And me as Tax payer i'm pissed off. You got an education, you got a better paying job than someone else with that education, & you still owed the Fed'l govmnt, well Fk You. U
are theproblem with Debt in this country and the collectors are the solutions and If you can't see that you are the stupid Dead beat no bill paying Mthr Fkrs. They didn't tell you to have 4 kids, drive $600 a month cars & have a 2, 000$ amonth house payment. When you are in De-fault you are in Default and your balance is due in full. Its because of you stupid little mthr fkrs that don't pay your bills why the banks have all of these bullchit policies and high interest rates that plague this Country and we all have to now put up with these bullchit rules and terms, You lowlife little pieces of chit are the Problem once again. ( Payments on any defaulted loan or bill that you have is a courtesy. Its a very basic principal, you don't make your care payment they come get it, DUH YOU STUPID FK'S) When you de-fault the paperwork YOU signed says you will pay the collection cost, penalties, and the interest on those accounts and any attorneys fees that are required to collect on those debts. And you still blame the bill collectors. 95% of you stupid azz college snot nosed uppity little fkrs dont even understand basic math and how an interest bearing account even works, and yet you want to bash these people who are just doing thier job, the companies (you the borrower defaulted on) Hired them to do. Its a Job just like an IRS agent. You don't pay your taxes, they will get their money 1 way or another you stupid idiots, wether it is thru wage Garnishments or Tax off-sets Running from your debts is not the solution you are the Problem in this Country and you all need to be exposed for the Irresponsible little jackazz's that you are. Their is always a solution all you have to do is call them, you making a minimal payment arrangement shows good faith and responsibility, you not answering thier phone calls shows lack of good judgement and irresponsibility and your parents should have put a boot up your stupid azz's for being Fkng Stupid, unless you are part of that 75% of the Folks in this country that the Parents are Dumber than their fkng stupid azz kids), and you dumb mthr fkrs went to college. GET A FKNG LIFE AND TAKE CARE OF YOUR BILLS AND YOU WON'T HAVE TO BE CALLED BY COLLECTIONS PEOPLE PROBLEMS SOLVED JACKAZZ'S !!! Complain to someone who gives a flying chit about your Stupidity, and Quit Bashing those hard working people who are just trying to do their JOB.