They call and harass you . They call sometimes 4 times in a hour. They also called my Daughter and told her I owed this money which I didn't rember of owing. Up on checking it was a old credit card that I never used. I called the credit card company and they said I never owed them any thing. I then called Giove Lawoffic es and they said the purchased the account. This is a scam. Don't give them your credit card number or check by phone number. They will charge the check the same day. I called the FTA to tell them abouit them calling my daughter to tell her of this account.