I HAVE THE SAME COMPLAINT AS ALOT OF THE PEOPLE ON THIS WEB SITE, THIS COMPANY IS BOGUS TO THE MAX. I THINK THAT THE PEOPLE SELING AND PROMOTING THIS STUFF (AHOLE OPRAH WINFREY, HOPE SHE ENJOYS THE MONEY!!!) SHOULD BE INVESTIGATED BY SOMEONE WHO CAN DO SOMETHING. THEY ARE CLAIMING TO RUIN MY CREDIT RATING AND HAVE TURNED MY CASE OVER TO A COLLECTION AGENCY. I AM HAPPY TO SAY THAT ALL THEY GOT FROM ME WAS THE 3.97, I WAS ABLE TO CANCEL MY CREDIT CARD BEFORE THE BASTARDS WERE ABLE TO GET MY MONEY, I THINK IT PISSED THEM-OFF. PLEASE SOMEONE HELP US.