Golden Rule Medical Insurance

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Category: Lifestyle

Contact Information
712 Eleventh St. Lawrenceville, Il 62439, Indiana, United States

Golden Rule Medical Insurance Reviews

Ileanita123 July 27, 2010
Inability to offer services
My husband & I are members of the Golden Rule - a United-health Comp. since several years. This medical insurance increases their premium fees on a yearly basis, but not for a hundred dollars but for several hundred dollars. Despite the fact that we have this medical ins. we do not go to see any physicians because we are afraid of the total cost of the visit plus laboratories which are required by the physician. This medical Ins. if you go to see a physician, you will have to pay a 100% of their services because the medical insurance would not pay for the services and the justification is that those fees that instead of applying it to the patient, they apply them to your deductible. SO IN OTHER WORDS, THEY ARE NOT PAYING FOR ANYTHING. In addition then, they do not cover for your required medication because they say that the patient has already cover the medication coverage. It does not matter whether or not thi9s medication is really needed or not. SO, PLEASE IF YOUR ARE PLANNING IN HAVING THIS MEDICAL INSURANCE-DO NOT DO IT. THEY ARE A RIP OFF. THEY DO NOT CARE ABOUT PATIENT CARE. IF YOU CALL PATIENT ASSISTANCE THEY ARE NOT ABLE TO UNDERSTAND THE REASON WHY A MEMBER HAS TO BE SO MAD AND DISCOURAGE WITH THEM. AFTER SPEAKING WITH A GENTLEMAN ABOUT OUR SPECIFIC NEEDS, HE STATED THAT THEY DO NOT BASE THEIR SERVICES IN PATIENTS, THAT THE RATE OR PREMIUM IS BASE ON YOUR PLACE OF RESIDENCE, HOW PEOPLE IN THIS SPECIFIC NEIGHBORHOOD USES THE MEDICAL SERVICES ETC. IN OVERALL, THEY ARE NOT INTERESTED IN ANYTHING OTHER THAN THEIR MONIES BUT NO SERVICES TO BE PROVIDED. FOR EVERYTHING THEY HAD A STUPID ANSWERED WHICH IN OTHER WORDS WHAT THEY ARE DOING IN REALITY IS STEALING MONEY FROM PEOPLE WITHOUT SERVICES FOR THE AMOUNT OF MONEYS PAID. WE ARE NOT TALKING ABOUT $300.00 OR $400.00, BUT $2, 000.00 A MONTH. THEY ARE AS I CALL QUALIFIED LYRES AND STEELER'S. PLEASE DO NOT BUY OR GET THIS MEDICAL INSURANCE AT ALL. WHENEVER THE MEDICAL INSURANCE AGENT SELLS THE THE INSURANCE, HE OR SHE NEVER MENTIONE'S THE LACK OF SERVICES. IT IS TIME FOR THE PRESIDENT OR THE INDIVIDUAL ON TOP OF THIS COMPANY TO SEE WHAT IN REALITY IS GOING ON AND THEN MAYBE CHANGES TO BE MADE. IF NOT THEN WE AS CITIZENS WE DO HAVE THE RIGHT TO COMPLAINT AND NOT TO ALLOW THIS TYPE OF THINGS TO CONTINUE ON. MAYBE BY COMPLAINING SOME POSITIVE CHANGES CAN BE MADE & IF NOT TO HAVE THAT SPECIFIC COMP. TO BE CLOSED.

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