I received a letter today in the mail from the afore stated collection agency aka law office of the Goldsmith & Hull on b/o State Farm General Insurance Company. This is regarding our house that burned down last July 4th. The Fire Marshal ruled it an unknown cause. The letter states that "if full payment is not received within thirty (30) days, you will have left us with no alternative but to pursue all legal remedies, to recover the full amount due plus Court costs, interest, and attorney's fees, if applicable." According to the Rosenthal Fair Debt Collection Practices Act and the Federal Fair Debt Collection Practices Act, "they may not harrass you by using threats of violence or arrest or by using obscene language". They clearly threaten that if we don't pay $216, 482.65 in full by 30 days after June 7th, they will take legal actions. This doesn't make any sense to us, either! Why should we pay so much money for an accident that was not our fault in the first place?? We don't have that money. We don't even have the money to pay for a lawyer to fight this. And what person in this economy can come up with $216, 428.65 in 30 days??