Charges have been taken from my bank account for 3 or 4 mo, at 49.95 each time for my Financial consultant. IT is from the CD from the Grant application. I ONLY gave my e--mail address to open the program for a friend, it was her CD. We did not open it up and no other info was given. But they got my bank acct no. and have used it. I tried calling to no avail. They said I could cancel on this site, but find no where to but the info that they say I need to enter to do so.