THEIR WEB SITE IS MISLEADING. THEY DO NOT TELL YOU THAT THEY WILL DEDUCT $69.95 FROM YOUR CHARGE CARD EXCEPT IN THE TERMS. SCAM! SCAM! SCAM!

Like many other previous postings, I got the 'free' CD, and then was charged $75.13 to my credit card for the Grant Funding Research membership fee. I have been working with my bank to get the charges reversed. I have sent several unanswered emails, made calls that were sent to third party businesses, and got no cooperation, in general, from these people when I canceled my account in mid February. I finally got my membership canceled by phone on Feb 18th.

Imagine my surprise when I called them again (the toll free number) to get confirmation of my cancellation date for the bank paperwork, and they informed me that I canceled my membership via email on March 4th! They claim to have no record of my phone calls and my request for membership cancellation. We also argued over the length of the trial period. I understood it was for 30 days, they said it was for 7. By the way, I got no email or phone confirmation that my account was canceled, and there would be no refund.

I went back to my credit card statement, and found a different phone number attached to the Grant Funding Research charge. It was a local (Minneapolis suburb) number: 1-952-908-4112. This was a 3rd party billing agency that took care of GFR customers. A very nice man named Gerardo at ext 5711 told me that the GFR people had never contacted them about my cancellation, and that I was still listed as an active member. In fact, I was due to be charged another $75.13 tomorrow! That's when the horror struck! That fee was a monthly fee, and not an annual one! He said he would go ahead and stop the billing immediately, and process a refund for my bank. I hope I can believe him.

I also read in a previous posting that someone was charged for services to 'IWB', and 'Independent Wealth Building' service after signing up for the GFR membership. So was I. I just never made the connection before. My credit card account was billed twice at $29.95 a shot. At least now I know where it came from. I will now be going after them to get my money back. Isn't it time for someone to file a class action lawsuit against these people? They are predators and need to be stopped. If ever there was a system that was set up to rip off people, this is it. If you want your money back, good luck, and keep fighting.

I have been taken in by "Grant Funding Research". I agree to paid $1.98 for a CD (which I haven't received yet) and they have taken $69.95 out of my account. I thought I would have a period of time to look over the CD before I could decide if I wanted to continue or not. They do not give you that chance, because i never received the CD when i noticed a 69.95 charge to my bank account. I called them to complain and they said that the charge could not be reversed because i agreed to when i did not cancel within there time limit. I told them i could not cancel something I didn't receive. They would not return my full payment that they stole from me.

I, too, purchased a CD for $1.98 which I never received and thought, "no big deal, it was just 2 bucks, " but now have $100.00 in unauthorized charges to my account. $69.95 from Grant Funding Research who gave me the same "scripted" speech about not giving refunds because the 7 day free trial was over. This, of course, was my 5th or 6th attempt to reach a person. His name was Carl and after spending 20 minutes on the phone with him and repeatedly asking to speak to his supervisor, he said her name was Sandra Valdez and that she would call me back within the hour. Still haven't heard from her but I did get an email confirmation that my account was cancelled which has a different customer service number: 1-877-207-1615. Guess I'll be haunting that number as well. As for the $29.95 charges from IWB Club, I contacted my bank who gave me their number: 1-866-607-1071 and their fax number is 1-866-673-9620. I spoke to Lusele who was very polite and within minutes gave me a refund. She also sent me an email confirmation that the account was cancelled and that the refund would post in 3 to 5 days depending on my bank...we'll see if that happens. Hope these numbers help. Please let me know if anyone gets their money back and how they did it...otherwise pass the word around, these guys are thieves.

UPDATE - Original Post was 3/6/09, the refund from IWB Club posted to my account today. Still haven't heard back from Ms. Valdez.

In January '09, they charged my account for $69.95, using their name. This month they charged my account using another company! The same amount again. I didn't catch it in January, but did in February. When I try to call, this badly recorded message says your time is important to us, you can press 1 to leave a message then plays some cheap music. Pressing 1 does not work. Staying on hold only gets you disconnected. I filed a police report today, then went to my bank to file a fraud report. They charge you before you get the chance to even get their product. Then when you try to cancel, they do not cancel, keep on charging. Web site is not the same either.