I to spent $1.99 for there "free kit" and know a day later I can't log in. Which isn't a surprise I only had $5 in the bank (it was only used for cashing checks thats why it had $5 in it), boy am I glad that was all I had in that account. I was tring to log in and cancle it because before buying it, it said that all you had to do was put your name in, what you wanted, and where to send the check. It also said that it had templetes already, bullsh**, and now after reading that they were charging money for a membership fee that was the deal braker. So that been said if they do charge $60 after 24 hours, then my bank will not pay it do to not having enof money in it. Maybe thats why I couldn't log in.