On January 18, 2009, I enrolled in the program offered at GrantEveryday.com, because I am living below poverty level in a situation which several people have advised me to move out of. I have pre-existing medical conditions which make me uninsurable; and I have to remain in an income bracket where I qualify to receive insurance from the state.

I thought it was no big deal to pay $1.95 to find out more about filing for grants; and not wanting to have to wait another six to thirty months or more to be at the top of my San Diego's HUD subsidized housing waiting list, I tried applying for help with obtaining grants. What I got was a complicated list of suggestions geared toward businesses. After that, there were more pop-ups that were meant to get me to pay the same trial fee ( $1.95 ) to apply for the help again and again and again.

When I submitted all the information they demanded (which I now see I shouldn't have submitted at all), I was taken to a Webpage that had something in very, very small print. I am visually-impaired and was not able to read that print. I guessed that it was just like any disclaimer. So I didn't bother reading it.

Yesterday, January 25, 2009, I noticed a charge of $68.13 scheduled to be posted against my bank account. After determining who the charge came from, I attempted to reach GrantEveryday.com. No one was available by phone; and all emails were returned to me undeliverable.

Out of frustration, I went back to the GrantEveryday.com disclaimer, copied and pasted the entire disclaimer into a Word document, and enlarged the print significantly so that I could read it:

After enlarging the disclaimer, I found out that they wanted to sneak charges of $68.13 per month after the first week for the 'Grant Resource Information, ' $13.42 per month after the first two (2) weeks of 'SBA Connection, ' and $9.34 per month after the first three (3) weeks of 'Kind Remind.' Good grief! What a scam! And I am having difficulty disenrolling from 'Kind Remind'! (All of the monetary amounts were written out: sixty-eight thirteen, etc. and were unnoticeable until I significantly enlarged the text and tediously studied it, which was a terrible strain on my eyes.)

This is in addition to the $33.85 that they threaten to charge (in their terms and conditions) if I don't disenroll from their 'MyClubsRewards' within the first three (3) weeks. They also claim to be unaccountable for any damages they cause. This is extortion, and it needs to be stopped!

i was charged 68.13 for something i didnt even recieve in the first place i called the company and was told i did order it to read the agreement and they would cancel my membership for what i dont know and give me a refund of 34.00 gee thanks all i am trying to do is make alitle money taing surveys and i havent made any money just a scam for me to spend money. beware of panda research it has cost me over 40.00 to send back so called free trials, problems with my bank and alot of hard work for nothing someone please help me!!!

Website claimed grant information was only $1.95 one time charge and then continued to charge monthly fees of $50.00 for a service that they would not give any information about. I had to get their phone number from my bank because there is no contact info on their website>