When I purchased a Green Dot reloadable pack and a Kmart prepaid credit card, I assumed that I would have the SAME CONSUMER PROTECTION as EVERY OTHER CREDIT CARD; HOWEVER, THAT IS NOT THE CASE. I had the sad occasion to use my Kmart credit card on a fraudulent site, who kept all my money, never sent ONE SINGLE ITEM I PURCHASED. when I called to dispute the charges on my card, I was TOLD THAT I WOULD NOT BE ANY OF MY MONEY FRAUDULENTLY TAKEN FROM THE SCAM. when I read their 'Consumer Agreement, " which I should have done beforehand it, it states: Disputes with Merchants. Neither we nor Green Dot are responsible for the delivery, quality, safety, legality or any other aspect of goods and services that you purchase from others with a Card. All such disputes must be addressed to the merchants from whom the goods and services were purchased.
SO IF YOU THINK YOU ARE PROTECTED AGAINST FRAUD OR LOSS WITH KMART OR GREEN DOT, DO NOT BE MISLED, AS THEY CERTAINLY ARE TRYING TO DO. THERE ARE MANY, MANY OTHER PREPAID CARDS YOU COULD USE THAT DO OFFER THAT PROTECTION. I STRONGLY SUGGEST USING ANOTHER BEFORE YOU ARE OUT ALL YOUR MONEY, AS I WAS.
JUST A WORD TO THE WISE, AND I HOPE THIS DOES HELP AT LEAST ONE PERSON TO NOT BUY FROM THEM. IN FACT, DON'T EVEN PURCHASE ANYTHING FROM KMART FOR THE SCAM THEY ARE PERPETRATING ON THE PUBLIC!!! THE MORE VOICES, THE MORE WE WILL BE HEARD.