I've been receiving phone calls from this company. They have changed their name and/or phone numbers as to not be identidified by the caller I.D. When they first started calling I told them that my husband was incarcerated and when he got home I would pay the account off.
Then one Saturday morning about 7a.m. they called and I told them that I didn't appreciate them calling so early on Sat. they didn't care and started quizzing me on my income. I told them that I had been un-employeed for over 1 year, that I lived with my disabled son and all we lived on was a little over $500 per month. This representative wanted to know, what bills I was paying. I told her that I wasn't paying the bills, my son was and there was no WAY that I was asking him to pay my past due cc bills. She told me that she had seen where I had a perfect pmt. history until my husband's incarceration. I told her that I had every intention of paying when he got out and she started telling me that I didn't have to have, cable t.v., air conditioning/ heating, internet services, or phone. I explained to her that I had to have the internet because I was a full time student and took my classes on line. She then proceed to tell me that she knew I was getting loans and that I could use the balance of my loans to pay my cc accounts. I told her that I wasn't going to do that. My student loans were for school related expenses. Since then I'm contacted all thru the nite, until about 10-11 p.m. It's gotten to where I answer the phone and tell them that I don't live there anymore, they then want a ph. # I can be reached at. I tell them that I'll have "me" get back with them, however I will NOT allow them to belittle me anylonger. So I don't even answer the phone anymore. I've probably missed important job offers, by not answering the phone because I never know who it is that is calling, because they change their names so often. I wish I had some kind of recourse. Does anyone know what can be done about these heartless individuals?