Dear sir date 24/6/09


Sub: Regarding refund of advance cheque given before sanction of Housing loan file no 367134207/SBN HUBLI SERVICE CENTER


Sir my name is SANJAY M. P I have applied Housing loan on 10/10/08 along with the application I had given HDFC Cq No 0335229 For Rs11250/- and after that I received call from your Hubli Branch asking for some documents, for which I have sent the same . But ther process took about 6 month for the sanction of loan mean while I have finished my construction in the month of April and made the opening ceremony of my building on 5/4/09,

Sir I have given application in the month of oct 2008 and they have sanction the loan in the month of April that is after 6 month when I was in need of money I did not got the money and after the completion of the construction of building why should I need the money so i did want to take the loan. I was not in need of loan the above cheque which I have given to their bank along with your application has passed on 9/01/09 so please arrange to give back the same amount back as the falt is from there side who took 6 month to sanction the loan.

Hope you will do the needful and oblige

Thanking your

Yours faithfully