Got a letter in yesterday from Halifax saying that they would be taking £28 from me for going over my arranged overdraft limit...ironically i went over my limit when they took £28 from my account previously. And 1 day later (today) i get another letter in from halifax saying they will be taking ANOTHER £28 from me! I am paying money on this account all the time, i paid something like £100 to clear any fines last month and from then to now, they want another £56. Its a student account. Would love to see how they treat a regular working persons account. Banks get us into this recession, and in return they treat their customers crap!