I was given an ad in 2005 in Atlanta, GA from a company called Hargrave and Asssociates proclaming they can clean up my credit. All they did was tell me what they can do and how they can do it...once I payed the $250, there was no change to my score 6 months after the program was over and I never received my credit score. They also told me if I ever need future clean-up's done on my credit it would be done for free and I can't even find a WORKING # on the company. I am so tired of begin ripped off from lousy azz company's that say they can help...I want my money back, I do not care if it has been years later I want it all back and I am going to file a complaint with the Better Business Bureur.

Like magic- Hargrave and Associates will take your $250 and make it disappear! I signed up with this company because they were cheap and somewhat appealing, and lets face it, I was more willing to risk $250, than $500, so I bought into their scam last February (2008), and never heard from them again. I called them in March, to see where my welcome package was- and the agent/representative that I spoke with was so loud-raunchy and ghetto, she spoke to me like I was her "home girl" and was like, "girl-letme see where yo stuff is", at that point I knew I was ripped off and hung up the phone. Several months later, I called them again out of curiosity and, they pretended - they knew who I was and claimed they'd been trying to get in contact with me- what a hoax!

Do not give these people your money. They have stolen $349.00 from me and now they are out of business. I believe they are now called BFS.

hi i sign up with hargrave and associates a year about 8 months ago i paid 250 dollars for them to clear my credit. after finding out that they wasn't living up to there agreement i started calling asking to speak to a supervisor but they never let me they always had an excuse and then i tried to call and the call wouldn't go through. i am very upset they have all my personal information and they took my 250 dollars without doing the job they were paid to do. i really hope something can be done about this.

October 2007 I decided to put trust with Hargrave and Associates to repair my credit. They told me it will take 4 months to repair. After waiting 6 months for results and not receiving any, I ask the representative that I spoke to on the phone for the supervisor because they could not answer why my credit has not been fixed. Twice I was disconnected for some strange reason. Yet to this day I have not received anything in the mail as to why my credit has not been repaired. This so called company is another prime example of a rip off. I was better off taking the $250.00 and repairing my own credit.