This company is threatening to sue me personally for debts incurred on my spouse's credit card for which I am not legally responsible. I was an authorized user on the credit card, but I am not the primary cardholder, am not a joint owner of the account, and I never signed an application for the credit card nor was my income used to determine the primary cardholder's credit worthiness. Nevertheless, Harris & Zide have reported me to three credit bureaus (Equifax, Trans Union, Experian) as responsible for this account and delinquent/in collection on payments.

I advised Harris & Zide that they fraudulently reported me to credit bureaus and demanded they correct the error, but they refused. This has damaged my credit rating and prevented me from getting credit on my own, as well as caused several of my personal credit cards to be canceled because of negative information on my report. Harris & Zide told me I would have to pay the delinquent credit card account personally if I wanted it off of my credit -- a blatant lie -- and that I am personally responsible for it, another lie. They were informed that this card is included in bankruptcy yet they are pursuing collection, judgments, etc, against me anyway.

ANYONE WHO HAS BEEN A VICTIM OF THESE PREDATORY, ILLEGAL, AND UNETHICAL ATTORNEYS SHOULD CONTACT THE STATE BAR OF CALIFORNIA TO REPORT THEM. ONLY IF WE ALL BAND TOGETHER CAN WE STOP THEM. WE NEED A CLASS ACTION LAWSUIT.