I was surprise to see your company making unauthorize charge to my bank account.I don't know you neither did I have any trasaction with your company HCP Gold and they charged $9.95 to my account. Pls. could you returnthe money to me inform of check beacause the card you charged on has been closed, so refunding me through that card 7594 is not possibl;e. May I also know how you got hold of my bank account because your unauthorize withdrawer is under investigation, I did not sign any thing either in pen or electronically with your company.