In the fag end of November, 2007, Collection Agency of HDFC Bank Credit Cards Divison, requested to pay Rs. 530/- towards the pending payment and they said they would deactivate the card and to mention in the letter that this payment is towards full and final settlement. Accordingly, I have issued a cheque and cut the card into 4 pieces and handed over to the Agency person for which they have issued a receipt.

Till date, various persons are calling me and harrassing me to make the payment.

I fail to understand their intention. While selling the cards they lure the customers and now they keep on harrassing.